Our Story

Allstate Home Loans is a non bank lender for today.

Since being launched in 1995 we have written over $1 billion in home loans for Australians.  Whether you are a first home buyer, looking to invest or wanting to upgrade your home we have the loan for you.

We work differently to a bank. We do not have branches, we don’t advertise nationally.

We do not have sales staff pressuring you to buy more products. And unlike the banks we treat you as a person. We like to know you by your name, not your account number.

We offer a wide selection of home loans. Loans built around the needs of our clients.  Principal and Interest or interest only, owner occupied or investor. Line of credit loan, shared equity loan, variable and fixed rates. We’ve got them all

As your mortgage manager we take care of you and your loan from the time of application through to the day you pay your loan off. We offer internet banking with all our loans and a free call 1800 number for your convenience. Also our customer service staff are right here in Australia and you don’t have to talk to a machine first. Personal service is still important to us.

We obtain our funds from well established funders from the money markets. All of our funders hold a minimum A rating. Recently many of the bonds the funders have issued have been purchased by Australian Office of Financial Management, an agency owned by the Federal Government.

Allstate Home Loans are also members of the Mortgage and Finance Assoc of Aust and the Credit Ombudsman Service Ltd