Our Story

Allstate Home Loans is one of the new generation of specialist home and property lenders known as "Mortgage Managers".

We are a wholly owned Australian Company specialising in home lending for Australians.

Allstate is at the forefront of non-bank lending specialising in all home loans for the whole market from First Home Owners to serious investors.

Established in Queensland in 1994, Allstate Home Loans has gained a reputation as being one of Australia's professional mortgage lenders.

Mortgage managers are responsible for originating and managing home loans. This means that we control the marketing, selling and repayment management of your loan.

We market a range of simple, flexible, and highly competitive loan products designed specifically around customer needs.

We have no retail branches, and we don't use mass media advertising. This is why we are able to offer such superior service and competitive products and interest rates to you.

Our funds usually come from Commercial Banks, Investment Banks and/or Insurance Companies.

Typically our funds originate from the issuance of a security instrument (such as a mortgage backed security). These securities are regularly traded on secondary markets and are considered to be very safe by investors who usually issue
A, AA or AAA ratings.

As your Mortgage Manager we manage all aspects of your loan. We send you periodical statements, can arrange extra payments and can answer any of your queries over the life of the loan. Given that most loans have 20 year terms (or more), this means that our relationship will be long term and trusted.