LINE OF CREDIT
	CONSTRUCTION
	LO DOC
	FIRST HOME OWNERS
	CREDIT IMPAIRED
	STANDARD
	100% OFFSET HOME LOAN
	GREEN LOAN

Equity Finance Mortgage

As seen on Channel 7’s Today Tonight.

To learn how you reduce your monthly mortgage repayments or purchase a more expensive house, contact us direct.

Call 1800 101 368 or click on the link below.





Calculators

You can use the following calculators to compare the new EFM product with a traditional loan.

Compare an EFM package with a Traditional Loan



Calculate Appreciation Payment / Depreciation Allowance

Please carefully read and review the EFM® Disclosure Document available through one of our accredited lenders or download it from the link below. This website does not take into account your personal objectives, financial situation, or particular needs. You should obtain a copy of the EFM® Disclosure Document (available on this website) and the EFM Terms and Conditions Booklet from one of our accredited lenders and consider them before making a decision about whether to enter into an EFM. 

Depending on individual circumstances an Equity Finance MortgageTM may not reduce your total loan repayment.

Fees, charges, terms, conditions and lending criteria apply. Full details are available on application. EFMs are arranged by Rismark International Funds Management Limited ABN 15 114 530 139. AFS licence number (293881) (trading as Rismark International). Permanent Custodians Limited ACN 001 426 384 is the lender.
ARES Capital Management Pty Limited’s intellectual property relating to the EFM product is protected by Australian Innovation Patent No. 2005 100 871, 2005 100 869, 2005 100 868, 2005 100 867, 2005 100 865, and 2005 100 864.
® Equity Finance Mortgage (EFM) and EFM are registered trade marks of ARES Capital Management Pty Limited ABN 93 113 861 046.
TM Equity Finance Mortgage is a pending trade mark of ARES Capital Management Pty Limited ABN 93 113 861 046.