Our Green range has a maximum 90% LVR incl LMI (OO & INV) and caters for clean credit Full Doc Residential loans that meet the Helia lending guidelines. Residential SMSF available to 80% LVR. Altdoc loans are also available to 80%.
Key Features
- Common sense Exit Strategies
- Resi SMSF services inside & outside the fund.
- Extensive Postcode coverage.
- Can use Directors’ salaries only for servicing (conditions apply).
Cabernet offers a competitive range of full doc loans with variable and fixed rates for owner occupied and investors. The construction and SMSF loans are very popular with the latter offering a 100% Offset facility.
Key Features
- 100% Offset optional – Var or Fixed.
- Full Doc Loans to 90% incl LMI – Non Gen.
- Construction Loans to 90% incl LMI – Var or Fixed
- SMSF to 90% with 100% Offset (optional)
- Security determines the rate – not the purpose.
- Units from 40 sqm (living area).
- Family Trusts or Unit Trusts
- NDIS to 80% LVR (standard & SMSF)
- NAF Option: Avoid annual fees by paying extra 0.10% on loan rate (excl construction & SMSF)
The Vacant Land Loan offers you an easy way to purchase or refinance vacant land as the sole security, without the need to build on the land within a specified period.
Self Managed Super Fund loans are available to 80% LVR for both owner-Occupied or Investment commercial properties with terms up to 30 years.
The Relocation Loan with $Nil End Debt offers you an easy way to purchase or build a new home, before you have sold your existing home. The 2 year term gives extra time to update the existing property (if required) without the stress. No servicing required – must include a purchase.
Our range of full documentation loans caters for clean and impaired credit, ATO debts, business debts, cash out, consolidations, Expats, equity release and refinances.
We offer residential construction loans to 80% LVR for houses and duplexes for both Altdoc or Full Doc clients.
The Altdoc Loan is a low documentation product suitable for those self employed borrowers wishing to obtain a loan without the requirement to provide the traditional proof of income documents. Max 90% LVR for purchases or 85% for refinances.