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Residential Rate Watch

Rate to Borrower is the top line, Comparison Rate is in bracketed italics on the 2nd line, maximum loan size for the applicable LVR is on the 3rd line. If a dash (-) appears in the Clawback column, there is no Clawback on that particular product. Some products (e.g. Purple) have the same rate for OO & Inv (no rate loading).

Rates and fees are subject to change at any time without notice.

Doc Type

Rate Type

Funder

Occupancy Type

Alt Doc

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%98%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Ocean (ORDE)Diamond A Altdoc OO7.09%
(7.18%)
$1,750,000		7.29%
(7.38%)
$1,750,000		7.29%
(7.38%)
$1,750,000		7.29%
(7.38%)
$1,750,000		28 Sep 2023-OOPI24 mths30 yrs$1,750,0000.50% Application Fee | No Risk Fee | Add 0.30% for Int Only | Max. 5 acres (2.2ha).
Ocean (ORDE)Diamond Max A - Altdoc OO7.34%
(7.47%)
$2,000,000		7.54%
(7.66%)
$2,000,000		7.54%
(7.66%)
$2,000,000		28 Sep 2023-OOPI24 mths30 yrs$2,000,000Add 0.30% for Int Only.
Orange (Resimac)Prime A Altdoc OO7.24%
(7.28%)
$2,500,000		7.24%
(7.28%)
$2,000,000		7.24%
(7.28%)
$2,000,000		7.24%
(7.28%)
$1,750,000		17 Nov 202324 mthsOOPI24 mths30 yrs$2,500,000No Risk Fee to 80% | No App Fee | No Rate Loading on IO UFN. Max 10ha. SPRING PROMO RATE Must settle by 15Dec23
Purple (La Trobe) Special OOO A Altdoc7.39%
(7.74%)
$2,000,000		7.44%
(7.79%)
$2,000,000		7.49%
(7.84%)
$2,000,000		1 Nov 2023-OOPI12 mths30 yrs$2,000,0000.75% App Fee; No Risk Fee. Add 0.40% for Int Only. Security determines the rate (not purpose).
Purple (La Trobe)EssentialS A Altdoc7.19%
(7.54%)
$2,000,000		7.24%
(7.59%)
$2,000,000		7.29%
(7.64%)
$2,000,000		1 Nov 2023-OOPI12 mths30 yrs$2,000,0000.75% App Fee; No Risk Fee. Add 0.40% for IO. Security determines the rate (not purpose). Nurses, Ambulance, Defence (active, retired), Paramedics, SES, Fireies, Police qualify for this discounted rate.
Purple (La Trobe)Prime A Altdoc7.64%
(7.95%)
$2,000,000		7.69%
(8.00%)
$2,000,000		7.79%
(8.10%)
$2,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$2,000,0001.50% App Fee | Add 0.40% for Int Only | Security determines the rate (not purpose) | Max 10ha (25 acres).
Purple (La Trobe)Prime Max A Altdoc7.79%
(8.10%)
$5,000,000		8.09%
(8.39%)
$5,000,000		8.29%
(8.59%)
$5,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$5,000,0001.50% App Fee | Add 0.40% for Int Only | Security determines the rate (not purpose) | Max 10ha (25 acres).
Purple (La Trobe)Rural <100 acres Altdoc A8.04%
(8.38%)
$1,500,000		8.09%
(8.43%)
$1,500,000		1 Nov 2023-OO, INVPI12 mths30 yrs$1,500,000Rural lifestyle only - no income producing securities. Valuation by quote. Loadings may apply.
Purple (La Trobe)Rural >100 acres Altdoc A9.79%
(10.12%)
$2,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$2,000,000Rural lifestyle only - no income producing securities. Valuation by quote. Loadings may apply.
Red (RedZed)SE Prime A Altdoc OO6.99%
(7.22%)
$1,500,000		6.99%
(7.22%)
$1,500,000		6.99%
(7.22%)
$1,500,000		6.99%
(7.22%)
$1,500,000		7.19%
(7.42%)
$1,500,000		7.29%
(7.52%)
$1,500,000		31 Oct 2023Diminishing 24 mthsOOPI24 mths30 yrs$1,500,000$ Nil App Fee, No Risk Fee to 80% (1.0% RF @ 85% LVR). Add 0.25% for Int Only - max 2 yrs 70% for OO IO. No ETF on resi securities. Max 10 ha (25 acres).
Red (RedZed)SE Prime A Max Altdoc OO7.09%
(7.32%)
$2,000,000		7.09%
(7.32%)
$2,000,000		7.09%
(7.32%)
$2,000,000		7.09%
(7.32%)
$2,000,000		7.29%
(7.52%)
$1,750,000		31 Oct 2023Diminishing 24 mthsOOPI24 mths30 yrs$2,000,000$ Nil App Fee, No Risk Fee. Add 0.25% for Int Only - max 2 yrs 70% for OO IO. No ETF on resi securities.
Investor
Ocean (ORDE)Diamond A Altdoc INV7.39%
(7.47%)
$1,750,000		7.59%
(7.67%)
$1,750,000		7.59%
(7.67%)
$1,750,000		7.59%
(7.67%)
$1,750,000		28 Sep 2023-INVPI24 mths30 yrs$1,750,0000.50% Application Fee - No Risk Fee. Add 0.30% for Int Only. Max. 5 acres (2.2ha).
Ocean (ORDE)Diamond Max A - Altdoc INV7.64%
(7.76%)
$2,000,000		7.84%
(7.96%)
$2,000,000		7.84%
(7.96%)
$2,000,000		28 Sep 2023-INVPI24 mths30 yrs$2,000,000Add 0.30% for Int Only.
Orange (Resimac)Prime A Altdoc INV7.24%
(7.28%)
$2,500,000		7.24%
(7.28%)
$2,000,000		7.24%
(7.28%)
$2,000,000		7.24%
(7.28%)
$1,750,000		17 Nov 202324 mthsINVPI24 mths30 yrs$2,500,000No Risk Fee to 80% | No App Fee | No Rate Loading on IO UFN. Max 10ha. SPRING PROMO RATE Must settle by 15Dec23
Purple (La Trobe)Prime A Altdoc7.64%
(7.95%)
$2,000,000		7.69%
(8.00%)
$2,000,000		7.79%
(8.10%)
$2,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$2,000,0001.50% App Fee | Add 0.40% for Int Only | Security determines the rate (not purpose) | Max 10ha (25 acres).
Purple (La Trobe)Prime Max A Altdoc7.79%
(8.10%)
$5,000,000		8.09%
(8.39%)
$5,000,000		8.29%
(8.59%)
$5,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$5,000,0001.50% App Fee | Add 0.40% for Int Only | Security determines the rate (not purpose) | Max 10ha (25 acres).
Purple (La Trobe)Rural <100 acres Altdoc A8.04%
(8.38%)
$1,500,000		8.09%
(8.43%)
$1,500,000		1 Nov 2023-OO, INVPI12 mths30 yrs$1,500,000Rural lifestyle only - no income producing securities. Valuation by quote. Loadings may apply.
Purple (La Trobe)Rural >100 acres Altdoc A9.79%
(10.12%)
$2,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$2,000,000Rural lifestyle only - no income producing securities. Valuation by quote. Loadings may apply.
Red (RedZed)SE Prime A Altdoc INV7.24%
(7.47%)
$1,500,000		7.24%
(7.47%)
$1,500,000		7.24%
(7.47%)
$1,500,000		7.24%
(7.47%)
$1,500,000		7.44%
(7.66%)
$1,500,000		7.54%
(7.76%)
$1,500,000		31 Oct 2023Diminishing 24 mthsINVPI24 mths30 yrs$1,500,000$ Nil App Fee, No Risk Fee to 80% (1.0% RF @ 85% LVR). Add 0.25% for Int Only - max 2 yrs 70% for OO IO. No ETF on resi securities. Max 10 ha (25 acres).
Red (RedZed)SE Prime A Max Altdoc INV7.34%
(7.56%)
$2,000,000		7.34%
(7.56%)
$2,000,000		7.34%
(7.56%)
$2,000,000		7.34%
(7.56%)
$2,000,000		7.54%
(7.76%)
$1,750,000		31 Oct 2023Diminishing 24 mthsINVPI24 mths30 yrs$2,000,000$ Nil App Fee, No Risk Fee. Add 0.25% for Int Only - max 2 yrs 70% for OO IO. No ETF on resi securities.
Near Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%98%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Ocean (ORDE)Emerald B Altdoc OO7.54%
(7.62%)
$1,750,000		7.84%
(7.92%)
$1,750,000		7.84%
(7.90%)
$1,750,000		7.89%
(7.99%)
$1,750,000		28 Sep 2023-OOPI12 mths30 yrs$1,750,0000.50% App Fee to 70%; 0.75% App Fee >70%. No Risk Fee. Add 0.30% for Int Only.. Unlimited acreage.
Ocean (ORDE)Onyx C Altdoc OO7.99%
(8.10%)
$2,000,000		8.29%
(8.40%)
$2,000,000		8.29%
(8.41%)
$2,000,000		8.49%
(8.61%)
$1,750,000		28 Sep 2023-OOPI12 mths30 yrs$2,000,00012 mths ABN. Add 0.30% for Int Only. Discharged Bankrupts from Day 1. Unlimited Paid defaults, Unlimited Unpaid defaults listed >1 Yr.
Ocean (ORDE)Specialist D Altdoc OO8.49%
(8.61%)
$1,500,000		8.89%
(9.01%)
$1,500,000		8.89%
(9.02%)
$1,500,000		9.29%
(9.42%)
$1,250,000		28 Sep 2023-OOPI6-months30 yrs$1,500,0006 mths ABN. Add 0.30% for Int Only. Discharged Bankrupts from Day 1. Unlimited Paid defaults, Unlimited Unpaid >6m, 3m arrears.
Orange (Resimac)Lifestyle B - Altdoc OO7.69%
(7.75%)
$2,000,000		7.79%
(7.85%)
$1,750,000		7.79%
(7.85%)
$1,250,000		8.79%
(8.84%)
$1,000,000		9.49%
(9.54%)
$750,000		17 Nov 202324 mthsOOPI12 mths30 yrs$2,000,000No App Fee | No Rate Loading on Int Only UFN | Discharged Bankrupts from Day 1 | Can capitalize Risk Fee to 90% incl Risk Fee | Purchases only @ 90% LVR | Max 10ha.
Orange (Resimac)Plus C OO Altdoc8.69%
(8.74%)
$1,500,000		8.79%
(8.84%)
$1,500,000		8.79%
(8.84%)
$1,000,000		9.29%
(9.34%)
$750,000		17 Nov 202324 mthsOOPI6-months30 yrs$1,500,0006 Month ABN. No Rate Loading on Interest Only UFN. Impaired Credit & Arrears. Current Bankrupt >2yrs. or Part IX >2yrs.
Purple (La Trobe)Lifestyle B Altdoc OO7.79%
(8.16%)
$2,000,000		8.04%
(8.41%)
$2,000,000		8.04%
(8.41%)
$2,000,000		1 Nov 2023-OOPI12 mths30 yrs$2,000,0001.25% App Fee; No Risk Fee. Investment Only. Security determines the rate (not purpose), Add 0.40% for Int Only. Max 10 ha (25 acres).
Red (RedZed)Reward B Altdoc - OO7.24%
(7.50%)
$2,500,000		7.24%
(7.50%)
$2,500,000		7.29%
(7.54%)
$2,500,000		7.34%
(7.59%)
$2,250,000		7.49%
(7.77%)
$2,000,000		7.49%
(7.77%)
$1,750,000		31 Oct 2023-OOPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi. Max 10 ha (25 acres).
Investor
Ocean (ORDE)Emerald B Altdoc INV7.84%
(7.92%)
$1,750,000		8.14%
(8.22%)
$1,750,000		8.14%
(8.23%)
$1,750,000		8.19%
(8.28%)
$1,750,000		28 Sep 2023-INVPI12 mths30 yrs$1,750,0000.50% App Fee to 70%; 0.75% App Fee >70%. No Risk Fee. Add 0.30% for Int Only.. Unlimited acreage.
Orange (Resimac)Lifestyle B - Altdoc INV7.99%
(8.05%)
$2,000,000		8.09%
(8.15%)
$1,750,000		8.09%
(8.15%)
$1,250,000		9.09%
(9.14%)
$1,000,000		9.79%
(9.84%)
$750,000		17 Nov 202324 mthsINVPI12 mths30 yrs$2,000,000No App Fee | No Rate Loading on Int Only UFN | Discharged Bankrupts from Day 1 | Can capitalize Risk Fee to 90% incl Risk Fee | Purchases only @ 90% LVR | Max 10ha.
Orange (Resimac)Plus C INV Altdoc8.99%
(9.04%)
$1,500,000		9.09%
(9.14%)
$1,500,000		9.09%
(9.14%)
$1,000,000		9.59%
(9.64%)
$750,000		17 Nov 202324 mthsINVPI6-months30 yrs$1,500,0006 Month ABN. No Rate Loading on Interest Only UFN. Impaired Credit & Arrears. Current Bankrupt >2yrs. or Part IX >2yrs.
Purple (La Trobe)Lifestyle B Altdoc INV7.94%
(8.31%)
$2,000,000		8.14%
(8.50%)
$2,000,000		8.24%
(8.60%)
$2,000,000		1 Nov 2023-INVPI12 mths30 yrs$2,000,0001.25% App Fee; No Risk Fee. Investment Only. Security determines the rate (not purpose), Add 0.40% for Int Only. Max 10 ha (25 acres).
Red (RedZed)Reward B Altdoc - INV7.49%
(7.74%)
$2,500,000		7.49%
(7.74%)
$2,500,000		7.54%
(7.79%)
$2,500,000		7.59%
(7.84%)
$2,250,000		7.74%
(8.02%)
$2,000,000		7.74%
(8.02%)
$1,750,000		31 Oct 2023-INVPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi. Max 10 ha (25 acres).

Full Doc

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%98%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Cabernet (ORIGIN)Flexi Home - Var6.74%
(6.80%)
$2,000,000		6.74%
(6.80%)
$2,000,000		6.84%
(6.90%)
$2,000,000		7.14%
(7.59%)
$2,000,000		7.64%
(8.13%)
$1,750,000		20 Nov 202324 mthsOOPI24 mths30 yrs$2,000,000Add 0.40% for Int Only (Max 80% LVR) | No monthly or annual fees for OO to 80% LVR | FREE 100% OFFSET. 
Cabernet (ORIGIN)Flexi Home Maxima - Var7.24%
(7.30%)
$2,500,000		7.24%
(7.30%)
$2,500,000		7.34%
(7.30%)
$2,500,000		20 Nov 202324 mthsOOPI24 mths30 yrs$2,500,000Add 0.40% for Int Only (Max 80% LVR) | No monthly or annual fees for OO to 80% LVR
Cabernet (ORIGIN)NDIS - OO Var6.80%
(7.46%)
$2,000,000		6.80%
(7.46%)
$2,000,000		6.90%
(7.55%)
$2,000,000		20 Nov 202324 mthsOOPI24 mths25 yrs$2,000,000NDIS | No LPF | Interest Only is n/a | Max Term is 25 yrs.
Ocean (ORDE)Bridging - End Debt (ED)9.49%
(9.65%)
$2,000,000		9.49%
(9.65%)
$1,500,000		28 Sep 2023-OO, INVIO12 mths1.5 yrs$2,000,0006m, 12m or 18m Terms Reverts to applicable rate FD or Altdoc after sale of current property.
Ocean (ORDE)Bridging - Nil End Debt (NED)9.49%
(9.65%)
$2,000,000		9.49%
(9.65%)
$1,500,000		28 Sep 2023-OO, INVIO12 mths1.5 yrs$2,000,000No Servicing Required. 6m, 12m or 18m Terms.
Ocean (ORDE)Ocean Diamond A OO6.94%
(7.02%)
$1,750,000		7.09%
(7.17%)
$1,750,000		7.09%
(7.17%)
$1,750,000		7.19%
(7.27%)
$1,750,000		28 Sep 2023-OOPI24 mths30 yrs$1,750,000App Fee: $495. Add 0.30% for Int Only.
Ocean (ORDE)Ocean Diamond Max A - OO7.19%
(7.27%)
$2,000,000		7.34%
(7.42%)
$2,000,000		7.34%
(7.42%)
$2,000,000		28 Sep 2023-OOPI24 mths30 yrs$2,000,000Add 0.30% for Int Only.
Orange (Resimac)Basic - OO6.69%
(6.73%)
$2,000,000		6.79%
(6.83%)
$2,000,000		7.34%
(7.38%)
$1,500,000		7.54%
(7.58%)
$1,150,000		17 Nov 202324 mthsOOPI24 mths30 yrs$2,000,000No App Fee | No monthly or Annual Fees | Free Offset | No Rate Loading on Interest Only Until Further Notice.
Orange (Resimac)Flame 98 OO7.59%
(7.63%)
$1,150,000		20 Jun 202324 mthsOOPI24 mths30 yrs$1,150,000Can cap LMI to max 98% LVR | Must service at 1.25x | Cat 1 locations only.
Orange (Resimac)Options - OO Var6.39%
(6.70%)
$2,000,000		6.49%
(6.80%)
$2,000,000		17 Nov 202324 mthsOOPI24 mths30 yrs$2,000,000No Rate Loading on Interest Only Until Further Notice.
Purple (La Trobe)Prime A Full Doc7.04%
(7.39%)
$2,000,000		7.29%
(7.64%)
$2,000,000		7.44%
(7.79%)
$2,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only with good reason for OO IO. Can use 1 yr ITR's for SE.
Purple (La Trobe)Prime Full Doc - Xpat7.14%
(7.49%)
$2,000,000		7.39%
(7.74%)
$2,000,000		7.54%
(7.89%)
$2,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only.
Purple (La Trobe)Prime Full Doc - Xpat Max7.89%
(8.23%)
$5,000,000		8.24%
(8.58%)
$5,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$5,000,000Add 0.40% for Int Only.
Purple (La Trobe)Prime Max A Full Doc7.29%
(7.64%)
$5,000,000		7.64%
(8.01%)
$5,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$5,000,000Add 0.40% for Int Only with good reason for OO IO. Can use 1 yr ITR's for SE.
Purple (La Trobe)Relocation ED (End Debt)8.09%
(8.48%)
$2,000,000		8.14%
(8.53%)
$2,000,000		8.24%
(8.63%)
$2,000,000		1 Nov 2023-OO, INVIO12 mths2 yrs$2,000,0002 Yr Term Reverts to applicable rate FD or Altdoc after sale of current property. Must include a purchase.
Purple (La Trobe)Relocation NED (Nil End Debt)8.09%
(8.48%)
$2,000,000		8.14%
(8.53%)
$2,000,000		8.24%
(8.63%)
$2,000,000		1 Nov 2023-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term. Must include a purchase. No Servicing on NED loans.
Purple (La Trobe)Rural <100 acres FD A7.44%
(7.79%)
$1,500,000		7.69%
(8.04%)
$1,500,000		1 Nov 2023-OO, INVPI12 mths30 yrs$1,500,000Rural lifestyle only - no income producing securities. Valuation by quote. Loadings may apply.
Purple (La Trobe)Rural >100 acres FD A9.79%
(10.12%)
$2,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$2,000,000Rural lifestyle only - no income producing securities. Valuation by quote. Loadings may apply.
Purple (La Trobe)Special OOO A FD6.74%
(7.09%)
$2,000,000		6.99%
(7.34%)
$2,000,000		7.14%
(7.49%)
$2,000,000		1 Nov 2023-OOPI12 mths30 yrs$2,000,000$995 App Fee | No Risk Fee | Add 0.40% for Int Only with good reason for OO IO | Can have 1 yrs ITR's for SE | Refi ATO.
Red (RedZed)SE Prime A OO6.84%
(7.07%)
$1,500,000		6.84%
(7.07%)
$1,500,000		6.84%
(7.07%)
$1,500,000		6.84%
(7.07%)
$1,500,000		7.04%
(7.27%)
$1,500,000		7.14%
(7.37%)
$1,500,000		7.99%
(8.26%)
$1,500,000		31 Oct 2023Diminishing 24 mthsOOPI24 mths30 yrs$1,500,000$ Nil App Fee, No Risk Fee to 80% (1.0% RF @ 85% LVR). Add 0.25% for Int Only - max 2 yrs 70% for OO IO. No ETF on resi securities..
Red (RedZed)SE Prime Max A - OO6.94%
(7.17%)
$2,000,000		6.94%
(7.17%)
$2,000,000		6.94%
(7.17%)
$2,000,000		6.94%
(7.17%)
$2,000,000		7.14%
(7.37%)
$2,000,000		31 Oct 2023Diminishing 24 mthsOOPI24 mths30 yrs$2,000,000Add 0.25% for Int Only (Max 70% LVR - 2 yrs for OO IO) NO ETF on residential securities.
Investor
Cabernet (ORIGIN)Flexi Investor - Var7.04%
(7.60%)
$2,000,000		7.04%
(7.60%)
$2,000,000		7.14%
(7.70%)
$2,000,000		7.44%
(8.04%)
$2,000,000		7.94%
(8.58%)
$1,750,000		20 Nov 202324 mthsINVPI24 mths30 yrs$2,000,000LPF: Nil to 80%; 2.0% to 85%; 3.0% to 90%. |Add 0.40% for Int Only | $395 Annual Fee.
Cabernet (ORIGIN)Flexi Investor Maxima - Var7.54%
(8.09%)
$2,500,000		7.54%
(8.09%)
$2,500,000		7.64%
(8.19%)
$2,500,000		20 Nov 202324 mthsINVPI24 mths30 yrs$2,500,000LPF: Nil to 80%; 2.0% to 85%; 3.0% to 90%. |Add 0.40% for Int Only | $395 Annual Fee.
Cabernet (ORIGIN)NDIS - Inv Var7.10%
(7.75%)
$2,000,000		7.10%
(7.75%)
$2,000,000		7.20%
(7.85%)
$2,000,000		20 Nov 202324 mthsINVPI24 mths25 yrs$2,000,000NDIS | No LPF | Interest Only is n/a | Max Term is 25 yrs.  😊😊😊
Cabernet (ORIGIN)Xpat7.15%
(7.64%)
$2,000,000		7.15%
(7.64%)
$2,000,000		7.25%
(7.79%)
$2,000,000		7.55%
(8.19%)
$2,000,000		20 Nov 202324 mthsINVPI-30 yrs$2,000,000Add 0.40% for Int Only | LPF applies to Xpat loans >80% LVR. | Equity Release & Cash Out to 75% LVR | XPATS ONLY! 😊
Ocean (ORDE)Bridging - End Debt (ED)9.49%
(9.65%)
$2,000,000		9.49%
(9.65%)
$1,500,000		28 Sep 2023-OO, INVIO12 mths1.5 yrs$2,000,0006m, 12m or 18m Terms Reverts to applicable rate FD or Altdoc after sale of current property.
Ocean (ORDE)Bridging - Nil End Debt (NED)9.49%
(9.65%)
$2,000,000		9.49%
(9.65%)
$1,500,000		28 Sep 2023-OO, INVIO12 mths1.5 yrs$2,000,000No Servicing Required. 6m, 12m or 18m Terms.
Ocean (ORDE)Ocean Diamond A - INV7.24%
(7.32%)
$1,750,000		7.39%
(7.47%)
$1,750,000		7.39%
(7.47%)
$1,750,000		7.49%
(7.57%)
$1,750,000		28 Sep 2023-INVPI24 mths30 yrs$1,750,000App Fee: $495. Add 0.30% for Int Only.
Ocean (ORDE)Ocean Diamond Max A - INV7.49%
(7.57%)
$2,000,000		7.64%
(7.72%)
$2,000,000		7.64%
(7.72%)
$2,000,000		28 Sep 2023-INVPI24 mths30 yrs$2,000,000Add 0.30% for Int Only.
Ocean (ORDE)Ocean Xpat7.09%
(7.19%)
$1,750,000		7.24%
(7.34%)
$1,750,000		7.34%
(7.44%)
$1,750,000		28 Sep 2023-INVPI-30 yrs$1,750,000Add 0.30% for Int Only. Purchase or Refi - No Cash Out.
Orange (Resimac)Basic - INV6.69%
(6.73%)
$2,000,000		6.79%
(6.83%)
$2,000,000		7.74%
(7.78%)
$1,500,000		7.94%
(7.98%)
$1,150,000		17 Nov 202324 mthsINVPI24 mths30 yrs$2,000,000No App Fee | No Rate Loading on Int Only UFN | Discharged Bankrupts from Day 1 | Can capitalize Risk Fee to 90% incl Risk Fee | Purchases only @ 90% LVR | Max 10ha.
Orange (Resimac)Options - INV Var6.39%
(6.70%)
$2,000,000		6.49%
(6.80%)
$2,000,000		17 Nov 202324 mthsINVPI24 mths30 yrs$2,000,000No Rate Loading on Interest Only Until Further Notice.
Orange (Resimac)Xpat - INV6.69%
(6.73%)
$750,000		17 Nov 202324 mthsINVPI24 mths30 yrs$750,000No Rate Loading on Interest Only UFN.
Purple (La Trobe)Prime A Full Doc7.04%
(7.39%)
$2,000,000		7.29%
(7.64%)
$2,000,000		7.44%
(7.79%)
$2,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only with good reason for OO IO. Can use 1 yr ITR's for SE.
Purple (La Trobe)Prime Full Doc - Xpat7.14%
(7.49%)
$2,000,000		7.39%
(7.74%)
$2,000,000		7.54%
(7.89%)
$2,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only.
Purple (La Trobe)Prime Full Doc - Xpat Max7.89%
(8.23%)
$5,000,000		8.24%
(8.58%)
$5,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$5,000,000Add 0.40% for Int Only.
Purple (La Trobe)Prime Max A Full Doc7.29%
(7.64%)
$5,000,000		7.64%
(8.01%)
$5,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$5,000,000Add 0.40% for Int Only with good reason for OO IO. Can use 1 yr ITR's for SE.
Purple (La Trobe)Relocation ED (End Debt)8.09%
(8.48%)
$2,000,000		8.14%
(8.53%)
$2,000,000		8.24%
(8.63%)
$2,000,000		1 Nov 2023-OO, INVIO12 mths2 yrs$2,000,0002 Yr Term Reverts to applicable rate FD or Altdoc after sale of current property. Must include a purchase.
Purple (La Trobe)Relocation NED (Nil End Debt)8.09%
(8.48%)
$2,000,000		8.14%
(8.53%)
$2,000,000		8.24%
(8.63%)
$2,000,000		1 Nov 2023-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term. Must include a purchase. No Servicing on NED loans.
Purple (La Trobe)Rural <100 acres FD A7.44%
(7.79%)
$1,500,000		7.69%
(8.04%)
$1,500,000		1 Nov 2023-OO, INVPI12 mths30 yrs$1,500,000Rural lifestyle only - no income producing securities. Valuation by quote. Loadings may apply.
Purple (La Trobe)Rural >100 acres FD A9.79%
(10.12%)
$2,000,000		1 Nov 2023-OO, INVPI12 mths30 yrs$2,000,000Rural lifestyle only - no income producing securities. Valuation by quote. Loadings may apply.
Red (RedZed)SE Prime A INV7.09%
(7.32%)
$1,500,000		7.09%
(7.32%)
$1,500,000		7.09%
(7.32%)
$1,500,000		7.09%
(7.32%)
$1,500,000		7.29%
(7.52%)
$1,500,000		7.39%
(7.61%)
$1,500,000		8.24%
(8.51%)
$1,500,000		31 Oct 2023Diminishing 24 mthsINVPI24 mths30 yrs$1,500,000$ Nil App Fee, No Risk Fee to 80% (1.0% RF @ 85% LVR). Add 0.25% for Int Only - max 2 yrs 70% for OO IO. No ETF on resi securities..
Red (RedZed)SE Prime A Max - INV7.19%
(7.42%)
$2,000,000		7.19%
(7.42%)
$2,000,000		7.19%
(7.42%)
$2,000,000		7.19%
(7.42%)
$2,000,000		7.39%
(7.61%)
$2,000,000		31 Oct 2023Diminishing 24 mthsINVPI24 mths30 yrs$2,000,000Add 0.25% for Int Only (Max 70% LVR - 2 yrs for OO IO) NO ETF on residential securities.
Near Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%98%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Ocean (ORDE)Ocean Emerald B OO7.24%
(7.33%)
$1,750,000		7.34%
(7.43%)
$1,750,000		7.34%
(7.43%)
$1,750,000		7.49%
(7.58%)
$1,750,000		14 Jun 2023-OOPI12 mths30 yrs$1,750,000Add 0.30% for Int Only.
Orange (Resimac)Lifestyle B OO7.49%
(7.55%)
$2,000,000		7.59%
(7.65%)
$1,750,000		7.59%
(7.65%)
$1,250,000		8.59%
(8.64%)
$1,000,000		9.29%
(9.34%)
$750,000		17 Nov 202324 mthsOOPI12 mths30 yrs$2,000,000No App Fee | No Rate Loading on Int Only UFN | Discharged Bankrupts from Day 1 | Can capitalize Risk Fee to 90% incl Risk Fee | Purchases only @ 90% LVR | Max 10ha.
Purple (La Trobe)Lifestyle B OO FD7.34%
(7.70%)
$2,000,000		7.54%
(7.90%)
$2,000,000		7.64%
(8.00%)
$2,000,000		1 Nov 2023-OOPI12 mths30 yrs$2,000,000Owner Occupied Only. Add 0.40% for Int Only. Security determines the purpose - can have OO ino Company. No Rate Loading for Inv.
Red (RedZed)Reward B - OO7.09%
(7.36%)
$2,500,000		7.09%
(7.36%)
$2,500,000		7.14%
(7.41%)
$2,500,000		7.19%
(7.46%)
$2,250,000		7.34%
(7.63%)
$2,000,000		7.34%
(7.63%)
$1,750,000		31 Oct 2023-OOPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi.
Investor
Ocean (ORDE)Ocean Emerald B INV7.54%
(7.63%)
$1,750,000		7.64%
(7.73%)
$1,750,000		7.64%
(7.73%)
$1,750,000		7.79%
(7.88%)
$1,750,000		14 Jun 2023-INVPI12 mths30 yrs$1,750,000Add 0.30% for Int Only.
Orange (Resimac)Lifestyle B INV7.79%
(7.85%)
$2,000,000		7.89%
(7.95%)
$1,750,000		7.89%
(7.95%)
$1,250,000		8.89%
(8.94%)
$1,000,000		9.59%
(9.64%)
$750,000		17 Nov 202324 mthsINVPI12 mths30 yrs$2,000,000No App Fee | No Rate Loading on Int Only UFN | Discharged Bankrupts from Day 1 | Can capitalize Risk Fee to 90% incl Risk Fee | Purchases only @ 90% LVR | Max 10ha.
Purple (La Trobe)Lifestyle B INV FD7.54%
(7.90%)
$2,000,000		7.74%
(8.10%)
$2,000,000		7.84%
(8.20%)
$2,000,000		1 Nov 2023-INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only.
Red (RedZed)Reward B - INV7.34%
(7.62%)
$2,500,000		7.34%
(7.62%)
$2,500,000		7.39%
(7.67%)
$2,500,000		7.44%
(7.72%)
$2,250,000		7.59%
(7.89%)
$2,000,000		7.59%
(7.89%)
$1,750,000		31 Oct 2023-INVPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi.
Fixed Rate
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%98%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Cabernet (ORIGIN)3 Yr Fixed Special - Owner Occupier6.99%
(7.29%)
$2,000,000		6.99%
(7.29%)
$2,000,000		6.99%
(7.29%)
$2,000,000		20 Nov 202324 mthsOOPI24 mths30 yrs$2,000,000$295 Annual Fee | $495 Rate Lock Fee | NO LPF to 80% (85% = 1.50% LPF |  90% = 2.50% LPF) | 100% Offset | NO CASH OUT.
Cabernet (ORIGIN)5 Yr Fixed Special - Owner Occupier6.99%
(7.29%)
$2,000,000		6.99%
(7.29%)
$2,000,000		6.99%
(7.29%)
$2,000,000		20 Nov 202324 mthsOOPI24 mths30 yrs$2,000,000ASSESSED @ 5 Yr RATE! | $295 Annual Fee | $495 Rate Lock Fee | NO LPF to 80% (1.0% LPF - 85%, 2.0% LPF - 90%) | 100% Offset | NO CASH OUT. 😊😊
Cabernet (ORIGIN)Flexi Home OO 1 Yr Fixed7.34%
(7.40%)
$2,000,000		7.34%
(7.40%)
$2,000,000		7.44%
(7.50%)
$2,000,000		7.74%
(8.72%)
$2,000,000		8.24%
(8.72%)
$1,750,000		20 Nov 202324 mthsOOPI24 mths30 yrs$2,000,000Nil Annual Fee to 80% LVR (OO) | No LPF to 80% LVR (85% = 1.5% LPF; 90% = 2.5% LPF) | Add 0.40% loading for Interest Only.
Investor
Cabernet (ORIGIN)3 Yr Fixed Special - Investor7.29%
(7.65%)
$2,000,000		7.29%
(7.65%)
$2,000,000		7.29%
(7.65%)
$2,000,000		20 Nov 202324 mthsINVPI24 mths30 yrs$2,000,000$395 Annual Fee | $495 Rate Lock Fee - optional | NO LPF to 80% LVR (85% = 2.0% LPF|  90% = 3.0% LPF ) | 100% Offset | Inv ONLY!  | NO CASH OUT. 
Cabernet (ORIGIN)5 Year Fixed Special - Investor7.29%
(7.65%)
$2,000,000		7.29%
(7.65%)
$2,000,000		7.29%
(7.65%)
$2,000,000		20 Nov 202324 mthsINVPI24 mths30 yrs$2,000,000ASSESSED @ 5 Yr RATE! | $395 Annual Fee | $495 Rate Lock Fee | NO LPF to 80% (85% = 1.5% LPF | 90% = 2.5% LPF) | 100% Offset | NO CASH OUT.  😊😊
Cabernet (ORIGIN)Flexi Investor - 1 Yr Fixed7.74%
(7.80%)
$2,000,000		7.84%
(7.90%)
$2,000,000		7.84%
(7.90%)
$2,000,000		8.14%
(8.79%)
$2,000,000		8.64%
(8.79%)
$1,750,000		20 Nov 202324 mthsINVPI24 mths30 yrs$2,000,00080% LVR = $Nil LPF  (85% =  2.0% LPF | 90% = 3.0% LPF) |  Add 0.40% for Int Only.