Product Resources
Alt Doc Loan - Commercial
The Altdoc Loan is a low documentation product suitable for those self employed borrowers wishing to obtain a loan without the requirement to provide the traditional proof of income documents. Max 80% LVR for purchases or refinances.
Calculator
Allstate BAS Calculator
Navy Servicing Calculator (Resi, Comm, SMSF)
Ocean Servicing Calculator v1.19
Purple Serviceability Calculator - Apr24
Red Servicing Calculators
Form
Allstate Customer Identification KYC VOI
Cash Out Purpose Declaration (>$500k)
Navy Accountant Declaration
Navy Commercial SME Checklist
Navy Self Employed Income Declaration
Ocean Accountants Declaration
Ocean Self Certified Income Declaration
Purple Accountants Declaration
Purple Borrower Repayment Declaration
Red Accountants Declaration
Red Allstate Privacy Consent Form
Red Applicant Impact Statement (case by case if relative)
Red Commercial Application Form
Red Self Employed Declaration
Information
Altdoc Product Policy Comparison Guide - Apr24
Key Altdoc Points
OCEAN Postcode Tool
Red Postcode Tool Link
Fact Sheet
Ocean Commercial Retained Stock Fact Sheet
Ocean Diamond AltDoc Commercial Fact Sheet
Purple Commercial Altdoc Fact Sheet
PURPLE COMMERCIAL AltDoc SMSF Fact Sheet
Red Commercial - Unacceptable Securities
Red Commercial Prime Altdoc Fact Sheet
Red Commercial Reset AltDoc Fact Sheet