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Product Resources

Alt Doc Loan - Commercial

The Altdoc Loan is a low documentation product suitable for those self employed borrowers wishing to obtain a loan without the requirement to provide the traditional proof of income documents. Max 80% LVR for purchases or refinances.


Calculator

Allstate BAS Calculator

Navy Servicing Calculator (Resi, Comm, SMSF)

Ocean Servicing Calculator v1.19

Purple Serviceability Calculator - Apr24

Red Servicing Calculators

Form

Allstate Customer Identification KYC VOI

Cash Out Purpose Declaration (>$500k)

Navy Accountant Declaration

Navy Commercial SME Checklist

NAVY Home Loan Application Form v3.0 - May24

Navy Self Employed Income Declaration

Ocean Accountants Declaration

Ocean Self Certified Income Declaration

Purple Accountants Declaration

Purple Borrower Repayment Declaration

Red Accountants Declaration

Red Allstate Privacy Consent Form

Red Applicant Impact Statement (case by case if relative)

Red Commercial Application Form

Red Self Employed Declaration

Information

Altdoc Product Policy Comparison Guide - Apr24

Key Altdoc Points

OCEAN Postcode Tool

Red Postcode Tool Link

Fact Sheet

Ocean Commercial Retained Stock Fact Sheet

Ocean Diamond AltDoc Commercial Fact Sheet

Purple Commercial Altdoc Fact Sheet

PURPLE COMMERCIAL AltDoc SMSF Fact Sheet

Red Commercial - Unacceptable Securities

Red Commercial Prime Altdoc Fact Sheet

Red Commercial Reset AltDoc Fact Sheet