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Loan Resources

Navy - Residential

Our Navy range of products offers Full Doc products to 95% (OO & Inv), SMSF to 90%, and Altdoc loans to 80% LVR as well as catering for Expats and New Residents with an extensive acceptable Visa list.  Security locations are primarily Cat 1 & 2 with a minimum population of 20,000.

Key Features

  • Optional Offset account (incl SMSF) – 0.10% loading [Var Rate Only]
  • No Clawback on SMSF or Xpat loans.
  • No ERF on Residential Loans in Company Name.
  • Extensive acceptable Visa List (incl Bridging Visas)
  • Fixed Rates available on request (incl Altdoc)


Navy Accountant Declaration

Navy Prime Altdoc and FD Checklist

Navy Self Employed Income Declaration

Navy SMSF Checklist


Navy Express SMSF Refinance Calculator

Navy Foreign Income Servicing Calculator

NAVY LMI Calculator - valid to 30June2025

Navy Servicing Calculator (Resi, Comm, SMSF)

Fact Sheet

Navy Options Altdoc Fact Sheet