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Loan Resources

Navy - Residential

Our Navy range of products offers Full Doc products to 95% (OO & Inv), SMSF to 90%, and Altdoc loans to 80% LVR as well as catering for Expats and New Residents with an extensive acceptable Visa list.  Security locations are primarily Cat 1 & 2 with a minimum population of 20,000.

Key Features

  • Optional Offset account (incl SMSF) – 0.10% loading [Var Rate Only]
  • No Clawback on SMSF or Xpat loans.
  • No ERF on Residential Loans in Company Name.
  • Extensive acceptable Visa List (incl Bridging Visas)
  • Fixed Rates available on request (incl Altdoc)
  • No minimum size required for security.
  • No Nominal Rent.
  • 2 on 1 Title | Dual Key apartments accepted.
  • Unlimited Cash Out to 80% LVR.
  • 1 Year Financial Policy.


Allstate Offset Break Even Calculator

Navy Express SMSF Refinance Calculator

Navy Foreign Income Servicing Calculator

NAVY LMI Calculator - valid to 30June2025

Navy Servicing Calculator (Resi, Comm, SMSF)


Navy Accountant Declaration

NAVY Home Loan Application Form v3.0 - May24

Navy Prime Altdoc and FD Checklist

Navy Retire Resi SMSF Checklist

Navy Self Employed Income Declaration

Navy SMSF Checklist

Navy Xpat Checklist

Fact Sheet

Navy Bullet Loan Fact Sheet

NAVY Express Refi Resi SMSF Fact Sheet

Navy Options Altdoc Fact Sheet

Navy Prime Investment Fact Sheet

Navy Prime OO Fact Sheet

Navy Retire Resi SMSF Fact Sheet

Navy Xpat Fact Sheet


Navy Postcode Tool - May2024