Broker Resources
Target Market Determination - Residential
Target Market Determinations (TMD)
We are required to make Target Market Determinations available under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act (Cth) 2019.This is to ensure that the right products end up in the hands of the right customer by focusing on our customers in the design and distribution of our financial products.
What is a Target Market Determination (TMD)?
A TMD is a document which describes:
• the persons for which the product has been designed,
• the persons for which the product has been designed,
• the conditions around the product’s distribution,
• when this TMD will be reviewed, and• record keeping and reporting obligations of distributors.
Please note a TMD is not intended to provide financial advice. When making a decision about a product always make sure you refer to the Terms and Conditions and any supplementary document(s). These will outline the relevant terms and conditions being provided under that product.
Target Market Determinations
Allstate
Allstate Ocean Bridging TMD - Apr23
Allstate Ocean Expat TMD - Apr23
Allstate Ocean Non-Resident TMD - Apr23
Allstate Ocean Residential TMD - Apr23
Allstate Ocean SMSF TMD - Apr23
CABERNET Allstate Introduction - Target Market Definition
Cabernet Flex SMSF TMD - SMSF Fixed
Cabernet Flex SMSF TMD - SMSF Variable
Cabernet Flexi Home- Flexi Investor-FlexiBuild TMD -Fixed-2022.1
Cabernet Flexi Home- Flexi Investor-FlexiBuild TMD -Variable-2022.1
Cabernet Flexi Home-Flexi Investor-FlexiBuild NDIS TMD-Fixed-2022.1
Cabernet Flexi Home-Flexi Investor-FlexiBuild NDIS TMD-Variable-2022.1
Cabernet Visa Debit Card - TMD
Cabernet Xpat TMD - Fixed
Cabernet Xpat TMD - Variable
Green Target Market Definition - Full Doc
Green Target Market Definition - SMSF V2
ORANGE Allstate Introduction - Target Market Definition
Orange Options TMD - Variable
Orange Target Market Definition - 85 No LMI
Orange Target Market Definition - Prime Basic
Orange Target Market Definition - Prime Flame
Orange Target Market Definition - Specialist Altdoc (Lifestyle & Plus)
Orange Target Market Definition - Specialist Full Doc (Lifestyle & Plus)
Purple Target Market Definition - Altdoc & Full Doc Loans
Purple Target Market Definition - Relocation Loans
Purple Target Market Definition - Single Build Construction Loans
Red Target Market Definition
Archived Items
Allstate
Allstate Ocean Bridging TMD -Dec22
Allstate Ocean Residential TMD -Dec22
Cabernet Flex SMSF TMD -Fixed-2022.1
Cabernet Flex SMSF TMD -Variable-2022.1
Cabernet Flexi Home TMD - OO Fixed
Cabernet Flexi Home TMD - OO Variable
Cabernet Flexi Investor TMD - Inv Fixed
Cabernet Flexi Investor TMD - Inv Variable
Cabernet FlexiBuild TMD - Inv Variable
Cabernet FlexiBuild TMD - OO Fixed
Cabernet FlexiBuild TMD - OO Variable
Ocean TMD 23Oct22
Orange Options TMD - 3 Years Fixed