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Residential Rate Watch

Rate to Borrower is the top line, Comparison Rate is in bracketed italics on the 2nd line, maximum loan size for the applicable LVR is on the 3rd line and the Risk Fee is on the 4th line. If a dash (-) appears in the Clawback column, there is no Clawback on that particular product. Some products (e.g. Purple) have the same rate for OO & Inv (no rate loading). Rates and fees are subject to change at any time without notice.

Doc Type

Rate Type

Funder

Occupancy Type

Max Loan Values

Alt Doc

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Options Altdoc OO6.88%
(7.31%)
$2,000,000
[n/a]		6.88%
(7.31%)
$2,000,000
[n/a]		6.93%
(7.36%)
$2,000,000
[n/a]		6.93%
(7.36%)
$1,750,000
[n/a]		22 Apr 2025-18 mths0.30%330OOPI24 mths30 yrs$2,000,000Optional Offset available - rate loading of 0.10%pa | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | Can go to $2.5m @ 65% - POA | 😊😊😊
Navy (BC Invest)Navy Prime Visa Altdoc OO7.18%
(7.59%)
$2,000,000
[n/a]		7.18%
(7.59%)
$2,000,000
[n/a]		7.23%
(7.64%)
$2,000,000
[n/a]		7.23%
(7.64%)
$1,750,000
[n/a]		22 Apr 2025-18 mths0.30%$330OOPI24 mths30 yrs$2,000,000Optional Offset available - rate loading of 0.10%pa | Discount for Dual Income Verification | Acct Dec or 12 mths BAS | Acceptable Visas:  188 , 309, 444, 475, 476, 485, 487, 489, 500, 820, 884, Bridging A & B |😊😊😊
Ocean (ORDE)D1 Diamond A Altdoc OO7.04%
(7.13%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.50%OOPI24 mths30 yrs$1,750,000No Risk Fee | Max. 5 acres (2.2ha) |
Ocean (ORDE)D2 Diamond Max A - Altdoc OO6.99%
(7.12%)
$2,500,000
[n/a]		7.14%
(7.27%)
$2,500,000
[n/a]		7.14%
(7.27%)
$2,000,000
[n/a]		11 Mar 2025-Nil mths0.30%0.85%OOPI24 mths30 yrs$2,500,000No Risk Fee |Max. 5 acres (2.2ha) | Rate Loading of 0.25% applies for loans >$1.75m
Ocean (ORDE)D3 Jumbo A Altdoc - [Cat 1 & 2 excl Capitals]7.74%
(7.86%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO, PI24 mths30 yrs$3,500,000No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc |Cat 1 & 2 locations excl Capital cities |
Ocean (ORDE)D4 Prestige A Altdoc | FD - [Capitals excl Mel & Syd]7.74%
(7.88%)
$5,000,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO, PI24 mths30 yrs$5,000,000No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc | Sydney & Melbourne securities ONLY |
Ocean (ORDE)D4 Prestige A Altdoc | FD - [MEL SYD]7.74%
(7.88%)
$5,000,000
[n/a]		8.29%
(8.43%)
$5,000,000
[n/a]		8.39%
(8.53%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO, PI24 mths30 yrs$5,000,000No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc | Sydney & Melbourne securities ONLY |
Ocean (ORDE)D5 Bridging - End Debt (ED) AB7.99%
(8.14%)
$4,000,000
[n/a]		8.24%
(8.39%)
$4,000,000
[n/a]		8.39%
(8.54%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO12 mths30 yrs$4,000,000Reverts to applicable rate FD or Altdoc after sale of current property | 6mths (if contracted) or 12m Terms | Max 80% Contracted; 75% Uncontracted | Max $2.0m per security to 75%; $1.75m to 80%|
Ocean (ORDE)D6 Bridging - Nil End Debt (NED) AB7.99%
(8.14%)
$4,000,000
[n/a]		8.24%
(8.39%)
$4,000,000
[n/a]		8.39%
(8.54%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO12 mths1 yrs$4,000,000No Servicing Required | 6mth (contracted) or 12mth Terms | Max 80% Contracted; 75% Uncontracted | Max $2m per security  to 75%; Max $1.75m per security to 80% |
Purple (La Trobe)P1 Essentials A Altdoc6.59%
(6.95%)
$3,000,000
[n/a]		6.74%
(7.10%)
$3,000,000
[n/a]		6.84%
(7.20%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%0.75%OOPI12 mths30 yrs$3,000,000Security determines the rate (not purpose). |Nurses, Ambulance, Defence (active, retired), Paramedics, SES, Fireies, Police qualify for this discounted rate (1 applicant must be self-employed).
Purple (La Trobe)P3 Special A Altdoc OO6.74%
(7.14%)
$3,000,000
[n/a]		6.89%
(7.28%)
$3,000,000
[n/a]		6.99%
(7.38%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.50%OOPI12 mths30 yrs$3,000,000No Risk Fee | Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime A Altdoc7.04%
(7.43%)
$3,000,000
[n/a]		7.14%
(7.53%)
$3,000,000
[n/a]		7.24%
(7.63%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.50%OO, INVPI12 mths30 yrs$3,000,000Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime MaX A Altdoc7.79%
(8.17%)
$10,000,000
[n/a]		8.29%
(8.66%)
$10,000,000
[n/a]		8.39%
(8.66%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.50%OO, INVPI12 mths30 yrs$10,000,000Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Relocation ED & NED [End Debt & Nil End Debt]8.49%
(8.89%)
$3,000,000
[n/a]		8.59%
(8.98%)
$3,000,000
[n/a]		8.69%
(9.08%)
$3,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$3,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate - No Servicing on NED | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation MaX - ED & NED8.49%
(8.89%)
$10,000,000
[n/a]		8.59%
(8.98%)
$10,000,000
[n/a]		8.69%
(9.08%)
$5,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$10,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Purple (La Trobe)Rural <100 acres Altdoc A8.19%
(8.53%)
$2,500,000
[n/a]		8.19%
(8.53%)
$2,500,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$2,500,000Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Purple (La Trobe)Rural >100 acres Altdoc A9.54%
(9.87%)
$2,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths5 yrs$2,000,000Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Red (RedZed)SE Prime A Altdoc OO6.70%
(6.92%)
$1,500,000
[Nil]		6.70%
(6.92%)
$1,500,000
[Nil]		6.85%
(7.07%)
$1,500,000
[Nil]		6.85%
(7.07%)
$1,500,000
[Nil]		7.85%
(7.07%)
$750,000
[1.00%]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.33% - 0.35%$399OOPI24 mths30 yrs$1,500,000App Fee includes 1 val to $2m value | Int Only - max 2 yrs | Max 70% LVR for OO IO | No ETF on Resi securities | Max 10 ha (25 acres) | Max $1.5m Cash Out |
Red (RedZed)SE Prime A Max Altdoc OO6.80%
(7.02%)
$2,000,000
[Nil]		6.80%
(7.02%)
$2,000,000
[Nil]		6.95%
(7.17%)
$2,000,000
[Nil]		6.95%
(7.17%)
$2,000,000
[Nil]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.33% - 0.35%$399OOPI24 mths30 yrs$2,000,000App Fee includes 1 val to $2m value | Int Only - max 2 yrs | Max 70% LVR for OO IO | No ETF on Resi securities | Max 10 ha (25 acres) |
Red (RedZed)SE Prime A Maxima Altdoc OO6.85%
(7.10%)
$2,500,000
[Nil]		6.85%
(7.10%)
$2,500,000
[Nil]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.33% - 0.35%-OOPI24 mths30 yrs$2,500,000Interest Only - max 2 yrs 70% for OO IO | No ETF on resi securities | Max $1.5m Cash Out |
Red (RedZed)SE Prime XL Altdoc A7.74%
(8.05%)
$3,500,000
[1.25%]		8.29%
(8.59%)
$3,500,000
[1.25%]		8.39%
(8.69%)
$3,500,000
[1.25%]		28 Feb 2025-Reduces 4.16% Mthly - 24 mthsNilNilOO, INVIO, PI24 mths30 yrs$3,500,000Risk Fee - 1.25% | No Int Only Loading | NO ETF on residential securities | Max Cash Out = $1.5m | Cat 1 & 2 locations.
Red (RedZed)SE Prime XL Jumbo Altdoc A7.74%
(8.05%)
$5,000,000
[1.25%]		8.29%
(8.59%)
$5,000,000
[1.25%]		8.39%
(8.69%)
$5,000,000
[1.25%]		28 Feb 2025-Reduces 4.16% Mthly - 24 mthsNilNilOO, INVIO, PI24 mths30 yrs$5,000,000Risk Fee - 1.25% | No Int Only Loading | NO ETF on residential securities | Max Cash Out = $1.5m | Cat 1 locations only.  
Investor
Navy (BC Invest)Navy Options Altdoc INV7.08%
(7.50%)
$2,000,000
[n/a]		7.08%
(7.50%)
$2,000,000
[n/a]		7.13%
(7.55%)
$2,000,000
[n/a]		7.13%
(7.55%)
$1,750,000
[n/a]		22 Apr 2025-18 mths0.30%330INVPI24 mths30 yrs$2,000,000Optional Offset - 0.10% Rate Loading | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | Can go to $2.5m @ 65% - POA | 😊😊😊
Ocean (ORDE)D1 Diamond A Altdoc INV7.04%
(7.13%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		11 Mar 202529 Nov 2024Nil mths0.30%0.50%INVPI24 mths30 yrs$1,750,0000.50% Application Fee - No Risk Fee. Add 0.30% for Int Only. Max. 5 acres (2.2ha).
Ocean (ORDE)D2 Diamond Max A - Altdoc INV6.99%
(7.12%)
$2,500,000
[n/a]		7.14%
(7.27%)
$2,500,000
[n/a]		7.14%
(7.27%)
$2,000,000
[n/a]		11 Mar 202529 Nov 2024Nil mths0.30%0.85%INVPI24 mths30 yrs$2,500,000No Risk Fee |Max. 5 acres (2.2ha) | Rate Loading of 0.25% applies for loans >$1.75m
Ocean (ORDE)D3 Jumbo A Altdoc - [Cat 1 & 2 excl Capitals]7.74%
(7.86%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO, PI24 mths30 yrs$3,500,000No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc |Cat 1 & 2 locations excl Capital cities |
Ocean (ORDE)D4 Prestige A Altdoc | FD - [Capitals excl Mel & Syd]7.74%
(7.88%)
$5,000,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO, PI24 mths30 yrs$5,000,000No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc | Sydney & Melbourne securities ONLY |
Ocean (ORDE)D4 Prestige A Altdoc | FD - [MEL SYD]7.74%
(7.88%)
$5,000,000
[n/a]		8.29%
(8.43%)
$5,000,000
[n/a]		8.39%
(8.53%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO, PI24 mths30 yrs$5,000,000No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc | Sydney & Melbourne securities ONLY |
Ocean (ORDE)D5 Bridging - End Debt (ED) AB7.99%
(8.14%)
$4,000,000
[n/a]		8.24%
(8.39%)
$4,000,000
[n/a]		8.39%
(8.54%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO12 mths30 yrs$4,000,000Reverts to applicable rate FD or Altdoc after sale of current property | 6mths (if contracted) or 12m Terms | Max 80% Contracted; 75% Uncontracted | Max $2.0m per security to 75%; $1.75m to 80%|
Ocean (ORDE)D6 Bridging - Nil End Debt (NED) AB7.99%
(8.14%)
$4,000,000
[n/a]		8.24%
(8.39%)
$4,000,000
[n/a]		8.39%
(8.54%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO12 mths1 yrs$4,000,000No Servicing Required | 6mth (contracted) or 12mth Terms | Max 80% Contracted; 75% Uncontracted | Max $2m per security  to 75%; Max $1.75m per security to 80% |
Purple (La Trobe)Prime A Altdoc7.04%
(7.43%)
$3,000,000
[n/a]		7.14%
(7.53%)
$3,000,000
[n/a]		7.24%
(7.63%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.50%OO, INVPI12 mths30 yrs$3,000,000Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime MaX A Altdoc7.79%
(8.17%)
$10,000,000
[n/a]		8.29%
(8.66%)
$10,000,000
[n/a]		8.39%
(8.66%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.50%OO, INVPI12 mths30 yrs$10,000,000Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Relocation ED & NED [End Debt & Nil End Debt]8.49%
(8.89%)
$3,000,000
[n/a]		8.59%
(8.98%)
$3,000,000
[n/a]		8.69%
(9.08%)
$3,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$3,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate - No Servicing on NED | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation MaX - ED & NED8.49%
(8.89%)
$10,000,000
[n/a]		8.59%
(8.98%)
$10,000,000
[n/a]		8.69%
(9.08%)
$5,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$10,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Purple (La Trobe)Rural <100 acres Altdoc A8.19%
(8.53%)
$2,500,000
[n/a]		8.19%
(8.53%)
$2,500,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$2,500,000Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Purple (La Trobe)Rural >100 acres Altdoc A9.54%
(9.87%)
$2,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths5 yrs$2,000,000Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Red (RedZed)SE Prime A Altdoc INV7.00%
(7.21%)
$1,500,000
[Nil]		7.00%
(7.21%)
$1,500,000
[Nil]		7.03%
(7.24%)
$1,500,000
[Nil]		7.03%
(7.24%)
$1,500,000
[Nil]		8.03%
(7.24%)
$750,000
[1.00%]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.05% - 0.15%$399INVPI24 mths30 yrs$1,500,000App Fee includes 1 val to $2m value | Int Only - Max 2 yrs - Max 70% LVR for OO IO | No ETF on Resi securities | Max 10 ha (25 acres) | Max. $1.5m Cash Out |
Red (RedZed)SE Prime A Max Altdoc INV7.10%
(7.31%)
$2,000,000
[Nil]		7.10%
(7.31%)
$2,000,000
[Nil]		7.13%
(7.34%)
$2,000,000
[Nil]		7.13%
(7.34%)
$2,000,000
[Nil]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.05% - 0.15%$399INVPI24 mths30 yrs$2,000,000App Fee includes 1 val to $2m value | Int Only - Max 2 yrs - Max 70% LVR for OO IO | No ETF on Resi securities | Max 10 ha (25 acres) | Max. $1.5m Cash Out |
Red (RedZed)SE Prime A Maxima Altdoc INV6.85%
(7.10%)
$2,500,000
[Nil]		6.85%
(7.10%)
$2,000,000
[Nil]		14 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.05% - 0.15%-INVPI24 mths30 yrs$2,500,000No ETF on Resi securities | Max 10 ha (25 acres) | Max. $1.5m Cash Out |
Red (RedZed)SE Prime XL Altdoc A7.74%
(8.05%)
$3,500,000
[1.25%]		8.29%
(8.59%)
$3,500,000
[1.25%]		8.39%
(8.69%)
$3,500,000
[1.25%]		28 Feb 2025-Reduces 4.16% Mthly - 24 mthsNilNilOO, INVIO, PI24 mths30 yrs$3,500,000Risk Fee - 1.25% | No Int Only Loading | NO ETF on residential securities | Max Cash Out = $1.5m | Cat 1 & 2 locations.
Red (RedZed)SE Prime XL Jumbo Altdoc A7.74%
(8.05%)
$5,000,000
[1.25%]		8.29%
(8.59%)
$5,000,000
[1.25%]		8.39%
(8.69%)
$5,000,000
[1.25%]		28 Feb 2025-Reduces 4.16% Mthly - 24 mthsNilNilOO, INVIO, PI24 mths30 yrs$5,000,000Risk Fee - 1.25% | No Int Only Loading | NO ETF on residential securities | Max Cash Out = $1.5m | Cat 1 locations only.  
NDIS
Navy (BC Invest)Navy NDIS Altdoc INV7.18%
(7.70%)
$2,000,000
[n/a]		7.18%
(7.70%)
$2,000,000
[n/a]		7.23%
(7.74%)
$2,000,000
[n/a]		7.23%
(7.74%)
$1,750,000
[n/a]		22 Apr 2025-18 mths0.30%$550NDISPI24 mths30 yrs$2,000,000Optional Offset - 0.10% Rate Loading | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | Max 100% of Alternate Use Valuation | Cash Out or Equity Release Available |😊😊
Near Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Lifestyle B Altdoc OO - [CB#1]7.49%
(7.94%)
$1,500,000
[Nil]		7.49%
(7.94%)
$1,250,000
[Nil]		7.49%
(7.94%)
$1,250,000
[Nil]		22 Apr 2025-12 mths0.30%550OOPI12 mths30 yrs$1,500,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Altdoc OO - [NCB2]7.69%
(8.19%)
$1,250,000
[1.25%]		7.69%
(8.19%)
$1,250,000
[1.25%]		22 Apr 2025-Nil mths0.30%550OOPI12 mths30 yrs$1,250,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Specialist C Altdoc OO - [NCB#2]8.34%
(8.84%)
$1,000,000
[1.25%]		8.55%
(9.05%)
$1,000,000
[1.25%]		8.55%
(9.05%)
$1,000,000
[1.25%]		9.15%
(9.64%)
$1,000,000
[1.25%]		9.35%
(9.84%)
$1,000,000
[1.25%]		22 Apr 2025-Nil mths0.30%550OOPI6-months30 yrs$1,000,000ATO Debt OK | 6 mth ABN + 6 mth GST  | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | Mortgage arrears - 1 event | Discharged Bankrupt <1 Yr. | >1 Life Event | 
Ocean (ORDE)Emerald B Altdoc OO7.39%
(7.47%)
$1,750,000
[n/a]		7.49%
(7.57%)
$1,750,000
[n/a]		7.49%
(7.55%)
$1,750,000
[n/a]		7.69%
(7.79%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.75%OOPI12 mths30 yrs$1,750,0000.50% App Fee to 70%; 0.75% App Fee >70% |No Risk Fee. | Unlimited acreage | Rural: 65% LVR >50acres; 60% LVR >100 acres  dependent on Category.
Ocean (ORDE)Onyx C Altdoc OO7.69%
(7.80%)
$2,000,000
[n/a]		7.79%
(7.90%)
$2,000,000
[n/a]		7.79%
(7.91%)
$2,000,000
[n/a]		8.09%
(8.21%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%1.25%OOPI12 mths30 yrs$2,000,00012 mths ABN | Discharged Bankrupts from Day 1 | Unlimited Paid defaults, Unlimited Unpaid defaults listed >1 Yr |
Ocean (ORDE)Specialist D Altdoc OO8.39%
(8.51%)
$1,500,000
[n/a]		8.49%
(8.61%)
$1,500,000
[n/a]		8.49%
(8.62%)
$1,500,000
[n/a]		8.84%
(8.97%)
$1,250,000
[n/a]		11 Mar 2025-Nil mths0.30%1.50%OOPI6-months30 yrs$1,500,0006 mths ABN |Discharged Bankrupts from Day 1 | Unlimited Paid defaults, Unlimited Unpaid >6m, 3m arrears |
Purple (La Trobe)Lifestyle B Altdoc OO7.89%
(8.26%)
$3,000,000
[n/a]		8.14%
(8.50%)
$3,000,000
[n/a]		8.14%
(8.50%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OOPI12 mths30 yrs$3,000,0001.50% App Fee | No Risk Fee | OO Only | Security determines the rate (not purpose) | Max 10 ha (25 acres).
Red (RedZed)Reward B Altdoc - OO7.45%
(7.70%)
$2,500,000
[Nil]		7.45%
(7.70%)
$2,500,000
[Nil]		7.45%
(7.70%)
$2,500,000
[Nil]		7.50%
(7.75%)
$2,250,000
[Nil]		7.50%
(7.78%)
$2,000,000
[0.50%]		7.70%
(7.98%)
$1,750,000
[0.50%]		8.45%
(8.77%)
$1,500,000
[1.50%]		9.45%
(7.98%)
$1,000,000
[2.0%]		14 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.25% - 0.40%399OOPI12 mths30 yrs$2,500,000$ Nil App Fee | $ Nil Risk Fee to 70% | 0.50% Risk Fee >70%; 1.50% 80-85%; 2.0% 85-90% |  Int Only - Max 2 yrs 70% LVR for OO IO | No ETF on residential | Max 10 ha (25 acres).|
Investor
Navy (BC Invest)Navy Lifestyle B Altdoc INV - [CB#1]7.74%
(8.18%)
$1,500,000
[Nil]		7.74%
(8.18%)
$1,250,000
[Nil]		7.74%
(8.18%)
$1,250,000
[Nil]		22 Apr 2025-12 mths0.30%550INVPI12 mths30 yrs$1,500,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Altdoc INV - [NCB#2]7.94%
(8.44%)
$1,250,000
[1.25%]		7.94%
(8.44%)
$1,250,000
[1.25%]		22 Apr 2025-Nil mths0.30%550INVPI12 mths30 yrs$1,250,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Emerald B Altdoc INV7.69%
(7.77%)
$1,750,000
[n/a]		7.79%
(7.87%)
$1,750,000
[n/a]		7.79%
(7.89%)
$1,750,000
[n/a]		7.99%
(8.09%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.75%INVPI12 mths30 yrs$1,750,0000.50% App Fee to 70%; 0.75% App Fee >70% |No Risk Fee. | Unlimited acreage | Rural: 65% LVR >50acres; 60% LVR >100 acres  dependent on Category.
Purple (La Trobe)Lifestyle B Altdoc INV8.04%
(8.41%)
$3,000,000
[n/a]		8.29%
(8.65%)
$3,000,000
[n/a]		8.29%
(8.65%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%INVPI12 mths30 yrs$3,000,0001.50% App Fee | No Risk Fee | Investment Only | Security determines the rate (not purpose) | Max 10 ha (25 acres).
Red (RedZed)Reward B Altdoc - INV7.65%
(7.90%)
$2,500,000
[Nil]		7.65%
(7.90%)
$2,500,000
[Nil]		7.65%
(7.90%)
$2,500,000
[Nil]		7.70%
(7.95%)
$2,250,000
[Nil]		7.80%
(8.08%)
$2,000,000
[0.50%]		7.90%
(8.18%)
$1,750,000
[0.50%]		8.65%
(8.77%)
$1,500,000
[1.50%]		9.65%
(7.98%)
$1,000,000
[2.0%]		14 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.25% - 0.40%399INVPI12 mths30 yrs$2,500,000$ Nil App Fee | $ Nil Risk Fee to 70% | 0.50% Risk Fee >70%; 1.50% 80-85%; 2.0% 85-90% |  Int Only - Max 2 yrs 70% LVR for OO IO | No ETF on residential | Max 10 ha (25 acres).|

ATO Debt

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Ocean (ORDE)D1 Diamond A Altdoc OO7.04%
(7.13%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.50%OOPI24 mths30 yrs$1,750,000No Risk Fee | Max. 5 acres (2.2ha) |
Ocean (ORDE)D1 Ocean Diamond A OO6.74%
(6.82%)
$1,750,000
[Nil]		6.89%
(6.97%)
$1,750,000
[n/a]		6.89%
(6.97%)
$1,750,000
[n/a]		6.99%
(7.07%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.35%OOPI24 mths30 yrs$1,750,000Can refinance ATO debt on Prime products | 😊😊
Purple (La Trobe)P1 Essentials A Altdoc6.59%
(6.95%)
$3,000,000
[n/a]		6.74%
(7.10%)
$3,000,000
[n/a]		6.84%
(7.20%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%0.75%OOPI12 mths30 yrs$3,000,000Security determines the rate (not purpose). |Nurses, Ambulance, Defence (active, retired), Paramedics, SES, Fireies, Police qualify for this discounted rate (1 applicant must be self-employed).
Purple (La Trobe)P1 Special OOO A FD6.74%
(7.09%)
$3,000,000
[n/a]		6.89%
(7.24%)
$3,000,000
[n/a]		6.99%
(7.34%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%995OOPI12 mths30 yrs$3,000,000$995 App Fee | No Risk Fee | Add 0.40% for Int Only with good reason for OO IO | Can have 1 yrs ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)P3 Special A Altdoc OO6.74%
(7.14%)
$3,000,000
[n/a]		6.89%
(7.28%)
$3,000,000
[n/a]		6.99%
(7.38%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.50%OOPI12 mths30 yrs$3,000,000No Risk Fee | Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime A Altdoc7.04%
(7.43%)
$3,000,000
[n/a]		7.14%
(7.53%)
$3,000,000
[n/a]		7.24%
(7.63%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.50%OO, INVPI12 mths30 yrs$3,000,000Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime A Full Doc6.94%
(7.29%)
$3,000,000
[n/a]		7.09%
(7.44%)
$3,000,000
[n/a]		7.29%
(7.64%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%0.75%OO, INVPI12 mths30 yrs$3,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime MaX A Altdoc7.79%
(8.17%)
$10,000,000
[n/a]		8.29%
(8.66%)
$10,000,000
[n/a]		8.39%
(8.66%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.50%OO, INVPI12 mths30 yrs$10,000,000Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime MaX A Full Doc7.39%
(7.74%)
$10,000,000
[n/a]		7.79%
(8.16%)
$10,000,000
[n/a]		8.04%
(8.16%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$10,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Purple (La Trobe)Relocation ED & NED [End Debt & Nil End Debt]8.59%
(8.98%)
$3,000,000
[n/a]		8.69%
(9.08%)
$3,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$3,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate - No Servicing on NED | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation MaX - ED & NED8.49%
(8.89%)
$10,000,000
[n/a]		8.59%
(8.98%)
$10,000,000
[n/a]		8.69%
(9.08%)
$5,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$10,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Purple (La Trobe)Rural <100 acres Altdoc A8.19%
(8.53%)
$2,500,000
[n/a]		8.19%
(8.53%)
$2,500,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$2,500,000Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Red (RedZed)SE Prime A Altdoc OO6.70%
(6.92%)
$1,500,000
[Nil]		6.85%
(7.07%)
$1,500,000
[Nil]		6.85%
(7.07%)
$1,500,000
[Nil]		7.85%
(7.07%)
$750,000
[1.00%]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.33% - 0.35%$399OOPI24 mths30 yrs$1,500,000App Fee includes 1 val to $2m value | Int Only - max 2 yrs | Max 70% LVR for OO IO | No ETF on Resi securities | Max 10 ha (25 acres) | Max $1.5m Cash Out |
Investor
Ocean (ORDE)D1 Diamond A Altdoc INV7.04%
(7.13%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		7.24%
(7.33%)
$1,750,000
[n/a]		11 Mar 202529 Nov 2024Nil mths0.30%0.50%INVPI24 mths30 yrs$1,750,0000.50% Application Fee - No Risk Fee. Add 0.30% for Int Only. Max. 5 acres (2.2ha).
Ocean (ORDE)D1 Ocean Diamond A - INV7.04%
(7.10%)
$1,750,000
[n/a]		7.19%
(7.27%)
$1,750,000
[n/a]		7.19%
(7.27%)
$1,750,000
[n/a]		7.29%
(7.37%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.35%INVPI24 mths30 yrs$1,750,000Can refinance ATO debt on Prime products | 😊😊
Purple (La Trobe)Prime A Altdoc7.04%
(7.43%)
$3,000,000
[n/a]		7.14%
(7.53%)
$3,000,000
[n/a]		7.24%
(7.63%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.50%OO, INVPI12 mths30 yrs$3,000,000Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime A Full Doc6.94%
(7.29%)
$3,000,000
[n/a]		7.09%
(7.44%)
$3,000,000
[n/a]		7.29%
(7.64%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%0.75%OO, INVPI12 mths30 yrs$3,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime MaX A Altdoc7.79%
(8.17%)
$10,000,000
[n/a]		8.29%
(8.66%)
$10,000,000
[n/a]		8.39%
(8.66%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.50%OO, INVPI12 mths30 yrs$10,000,000Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime MaX A Full Doc7.39%
(7.74%)
$10,000,000
[n/a]		7.79%
(8.16%)
$10,000,000
[n/a]		8.04%
(8.16%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$10,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Purple (La Trobe)Relocation ED & NED [End Debt & Nil End Debt]8.59%
(8.98%)
$3,000,000
[n/a]		8.69%
(9.08%)
$3,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$3,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate - No Servicing on NED | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation MaX - ED & NED8.49%
(8.89%)
$10,000,000
[n/a]		8.59%
(8.98%)
$10,000,000
[n/a]		8.69%
(9.08%)
$5,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$10,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Purple (La Trobe)Rural <100 acres Altdoc A8.19%
(8.53%)
$2,500,000
[n/a]		8.19%
(8.53%)
$2,500,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$2,500,000Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Red (RedZed)SE Prime A Altdoc INV7.00%
(7.21%)
$1,500,000
[Nil]		7.00%
(7.21%)
$1,500,000
[Nil]		7.03%
(7.24%)
$1,500,000
[Nil]		7.03%
(7.24%)
$1,500,000
[Nil]		8.03%
(7.24%)
$750,000
[1.00%]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.05% - 0.15%$399INVPI24 mths30 yrs$1,500,000App Fee includes 1 val to $2m value | Int Only - Max 2 yrs - Max 70% LVR for OO IO | No ETF on Resi securities | Max 10 ha (25 acres) | Max. $1.5m Cash Out |
Near Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Lifestyle B Altdoc OO - [CB#1]7.49%
(7.94%)
$1,500,000
[Nil]		7.49%
(7.94%)
$1,250,000
[Nil]		7.49%
(7.94%)
$1,250,000
[Nil]		22 Apr 2025-12 mths0.30%550OOPI12 mths30 yrs$1,500,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Altdoc OO - [NCB2]7.69%
(8.19%)
$1,250,000
[1.25%]		7.69%
(8.19%)
$1,250,000
[1.25%]		22 Apr 2025-Nil mths0.30%550OOPI12 mths30 yrs$1,250,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Full Doc OO - [CB #1]7.24%
(7.69%)
$1,500,000
[Nil]		7.24%
(7.69%)
$1,250,000
[Nil]		7.24%
(7.69%)
$1,250,000
[Nil]		22 Apr 2025-12 mths0.30%550OOPI12 mths30 yrs$1,500,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Full Doc OO [NCB#2]7.44%
(7.94%)
$1,250,000
[1.0%]		7.44%
(7.94%)
$1,250,000
[1.0%]		22 Apr 2025-Nil mths0.30%550OOPI12 mths30 yrs$1,250,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Specialist C Altdoc OO - [NCB#2]8.34%
(8.84%)
$1,000,000
[1.25%]		8.55%
(9.05%)
$1,000,000
[1.25%]		8.55%
(9.05%)
$1,000,000
[1.25%]		9.15%
(9.64%)
$1,000,000
[1.25%]		9.35%
(9.84%)
$1,000,000
[1.25%]		22 Apr 2025-Nil mths0.30%550OOPI6-months30 yrs$1,000,000ATO Debt OK | 6 mth ABN + 6 mth GST  | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | Mortgage arrears - 1 event | Discharged Bankrupt <1 Yr. | >1 Life Event | 
Ocean (ORDE)Emerald B Altdoc OO7.39%
(7.47%)
$1,750,000
[n/a]		7.49%
(7.57%)
$1,750,000
[n/a]		7.49%
(7.55%)
$1,750,000
[n/a]		7.69%
(7.79%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.75%OOPI12 mths30 yrs$1,750,0000.50% App Fee to 70%; 0.75% App Fee >70% |No Risk Fee. | Unlimited acreage | Rural: 65% LVR >50acres; 60% LVR >100 acres  dependent on Category.
Ocean (ORDE)Ocean Emerald B OO Full Doc7.24%
(7.33%)
$1,750,000
[n/a]		7.34%
(7.43%)
$1,750,000
[n/a]		7.34%
(7.43%)
$1,750,000
[n/a]		7.49%
(7.58%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%990OOPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Purple (La Trobe)Lifestyle B Altdoc OO7.89%
(8.26%)
$3,000,000
[n/a]		8.14%
(8.50%)
$3,000,000
[n/a]		8.14%
(8.50%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OOPI12 mths30 yrs$3,000,0001.50% App Fee | No Risk Fee | OO Only | Security determines the rate (not purpose) | Max 10 ha (25 acres).
Purple (La Trobe)Lifestyle B OO FD Special7.44%
(7.80%)
$3,000,000
[n/a]		7.64%
(8.00%)
$3,000,000
[n/a]		7.74%
(8.10%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1%OOPI12 mths30 yrs$3,000,000Owner Occupied Only. Add 0.40% for Int Only. Security determines the purpose - can have OO ino Company. No Rate Loading for Inv.
Red (RedZed)Reward B Altdoc - OO7.45%
(7.70%)
$2,500,000
[Nil]		7.45%
(7.70%)
$2,500,000
[Nil]		7.45%
(7.70%)
$2,500,000
[Nil]		7.50%
(7.75%)
$2,250,000
[Nil]		7.50%
(7.78%)
$2,000,000
[0.50%]		7.70%
(7.98%)
$1,750,000
[0.50%]		8.45%
(8.77%)
$1,500,000
[1.50%]		9.45%
(7.98%)
$1,000,000
[2.0%]		14 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.25% - 0.40%399OOPI12 mths30 yrs$2,500,000$ Nil App Fee | $ Nil Risk Fee to 70% | 0.50% Risk Fee >70%; 1.50% 80-85%; 2.0% 85-90% |  Int Only - Max 2 yrs 70% LVR for OO IO | No ETF on residential | Max 10 ha (25 acres).|
Investor
Navy (BC Invest)Navy Lifestyle B Altdoc INV - [CB#1]7.74%
(8.18%)
$1,500,000
[Nil]		7.74%
(8.18%)
$1,250,000
[Nil]		7.74%
(8.18%)
$1,250,000
[Nil]		22 Apr 2025-12 mths0.30%550INVPI12 mths30 yrs$1,500,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Altdoc INV - [NCB#2]7.94%
(8.44%)
$1,250,000
[1.25%]		7.94%
(8.44%)
$1,250,000
[1.25%]		22 Apr 2025-Nil mths0.30%550INVPI12 mths30 yrs$1,250,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Full Doc INV - [CB #1]7.49%
(7.94%)
$1,500,000
[Nil]		7.49%
(7.94%)
$1,250,000
[Nil]		7.49%
(7.94%)
$1,250,000
[Nil]		22 Apr 2025-Nil mths0.30%550INVPI12 mths30 yrs$1,500,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Full Doc INV [NCB#2]7.69%
(8.18%)
$1,250,000
[1.0%]		7.69%
(8.18%)
$1,250,000
[1.0%]		22 Apr 2025-Nil mths0.30%550INVPI12 mths30 yrs$1,250,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Emerald B Altdoc INV7.69%
(7.77%)
$1,750,000
[n/a]		7.79%
(7.87%)
$1,750,000
[n/a]		7.79%
(7.89%)
$1,750,000
[n/a]		7.99%
(8.09%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.75%INVPI12 mths30 yrs$1,750,0000.50% App Fee to 70%; 0.75% App Fee >70% |No Risk Fee. | Unlimited acreage | Rural: 65% LVR >50acres; 60% LVR >100 acres  dependent on Category.
Ocean (ORDE)Ocean Emerald B INV Full Doc7.54%
(7.63%)
$1,750,000
[n/a]		7.64%
(7.73%)
$1,750,000
[n/a]		7.64%
(7.73%)
$1,750,000
[n/a]		7.79%
(7.88%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%990INVPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Purple (La Trobe)Lifestyle B Altdoc INV8.04%
(8.41%)
$3,000,000
[n/a]		8.29%
(8.65%)
$3,000,000
[n/a]		8.29%
(8.65%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%INVPI12 mths30 yrs$3,000,0001.50% App Fee | No Risk Fee | Investment Only | Security determines the rate (not purpose) | Max 10 ha (25 acres).
Purple (La Trobe)Lifestyle B INV FD7.69%
(8.05%)
$3,000,000
[n/a]		7.89%
(8.24%)
$3,000,000
[n/a]		7.89%
(8.24%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1%INVPI12 mths30 yrs$3,000,000Add 0.40% for Int Only.
Red (RedZed)Reward B Altdoc - INV7.65%
(7.90%)
$2,500,000
[Nil]		7.65%
(7.90%)
$2,500,000
[Nil]		7.65%
(7.90%)
$2,500,000
[Nil]		7.70%
(7.95%)
$2,250,000
[Nil]		7.80%
(8.08%)
$2,000,000
[0.50%]		7.90%
(8.18%)
$1,750,000
[0.50%]		8.65%
(8.77%)
$1,500,000
[1.50%]		9.65%
(7.98%)
$1,000,000
[2.0%]		14 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.25% - 0.40%399INVPI12 mths30 yrs$2,500,000$ Nil App Fee | $ Nil Risk Fee to 70% | 0.50% Risk Fee >70%; 1.50% 80-85%; 2.0% 85-90% |  Int Only - Max 2 yrs 70% LVR for OO IO | No ETF on residential | Max 10 ha (25 acres).|

Bridging

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Ocean (ORDE)D5 Bridging - End Debt (ED) AB7.99%
(8.14%)
$4,000,000
[n/a]		8.24%
(8.39%)
$4,000,000
[n/a]		8.39%
(8.54%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO12 mths30 yrs$4,000,000Reverts to applicable rate FD or Altdoc after sale of current property | 6mths (if contracted) or 12m Terms | Max 80% Contracted; 75% Uncontracted | Max $2.0m per security to 75%; $1.75m to 80%|
Ocean (ORDE)D6 Bridging - Nil End Debt (NED) AB7.99%
(8.14%)
$4,000,000
[n/a]		8.24%
(8.39%)
$4,000,000
[n/a]		8.39%
(8.54%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO12 mths1 yrs$4,000,000No Servicing Required | 6mth (contracted) or 12mth Terms | Max 80% Contracted; 75% Uncontracted | Max $2m per security  to 75%; Max $1.75m per security to 80% |
Purple (La Trobe)Relocation ED & NED [End Debt & Nil End Debt]8.49%
(8.89%)
$3,000,000
[n/a]		8.59%
(8.98%)
$3,000,000
[n/a]		8.69%
(9.08%)
$3,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$3,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate - No Servicing on NED | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation MaX - ED & NED8.49%
(8.89%)
$10,000,000
[n/a]		8.59%
(8.98%)
$10,000,000
[n/a]		8.69%
(9.08%)
$5,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$10,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Investor
Ocean (ORDE)D5 Bridging - End Debt (ED) AB7.99%
(8.14%)
$4,000,000
[n/a]		8.24%
(8.39%)
$4,000,000
[n/a]		8.39%
(8.54%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO12 mths30 yrs$4,000,000Reverts to applicable rate FD or Altdoc after sale of current property | 6mths (if contracted) or 12m Terms | Max 80% Contracted; 75% Uncontracted | Max $2.0m per security to 75%; $1.75m to 80%|
Ocean (ORDE)D6 Bridging - Nil End Debt (NED) AB7.99%
(8.14%)
$4,000,000
[n/a]		8.24%
(8.39%)
$4,000,000
[n/a]		8.39%
(8.54%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO12 mths1 yrs$4,000,000No Servicing Required | 6mth (contracted) or 12mth Terms | Max 80% Contracted; 75% Uncontracted | Max $2m per security  to 75%; Max $1.75m per security to 80% |
Purple (La Trobe)Relocation ED & NED [End Debt & Nil End Debt]8.49%
(8.89%)
$3,000,000
[n/a]		8.59%
(8.98%)
$3,000,000
[n/a]		8.69%
(9.08%)
$3,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$3,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate - No Servicing on NED | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation MaX - ED & NED8.49%
(8.89%)
$10,000,000
[n/a]		8.59%
(8.98%)
$10,000,000
[n/a]		8.69%
(9.08%)
$5,000,000
[n/a]		6 Mar 2025-Nil mthsNil1.4%OO, INVIO12 mths2 yrs$10,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |

Full Doc

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Cabernet (ORIGIN)Flexi Home - Var6.55%
(6.60%)
$2,000,000
[N/A]		6.55%
(6.60%)
$2,000,000
[N/A]		6.55%
(6.60%)
$2,000,000
[N/A]		6.55%
(6.60%)
$2,000,000
[N/A]		6.55%
(7.04%)
$2,000,000
[1.75%]		6.85%
(7.39%)
$1,750,000
[3.0%]		28 Feb 2025-24 mths0.40$330OOPI24 mths30 yrs$2,000,000No monthly or annual fees for OO to 80% LVR | FREE 100% OFFSET | Risk Fee applies >75.01%
Cabernet (ORIGIN)Flexi Home Maxima - Var7.05%
(7.10%)
$3,000,000
[N/A]		7.05%
(7.10%)
$3,000,000
[N/A]		7.05%
(7.10%)
$3,000,000
[N/A]		28 Feb 2025-24 mths0.40$330OOPI24 mths30 yrs$3,000,000No monthly or annual fees for OO to 80% LVR | Max LVR for Interest Only = 50% LVR |
Navy (BC Invest)Navy Prime OO FD6.54%
(6.96%)
$2,000,000
[N/A]		6.64%
(7.06%)
$2,000,000
[N/A]		6.64%
(7.06%)
$1,750,000
[N/A]		7.15%
(7.56%)
$1,250,000
[N/A]		7.55%
(7.96%)
$1,000,000
[N/A]		22 Apr 2025-18 mths0.40%$330OOPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. |  😊😊
Navy (BC Invest)Navy Prime Visa OO FD6.84%
(7.26%)
$2,000,000
[N/A]		6.94%
(7.36%)
$2,000,000
[N/A]		6.94%
(7.36%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$330OOPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. | 188 , 309, 444, 475, 476, 485, 487, 489, 500, 820, 884, Bridging A & B are Acceptable | 😊😊
Navy (BC Invest)ndis OO FD6.58%
(7.00%)
$2,000,000
[N/A]		6.68%
(7.10%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$550OO, NDISPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. |  😊😊😊
Ocean (ORDE)D1 Ocean Diamond A OO6.74%
(6.82%)
$1,750,000
[Nil]		6.89%
(6.97%)
$1,750,000
[n/a]		6.89%
(6.97%)
$1,750,000
[n/a]		6.99%
(7.07%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.35%OOPI24 mths30 yrs$1,750,000Can refinance ATO debt on Prime products | 😊😊
Ocean (ORDE)D2 Ocean Diamond Max A - OO6.99%
(7.07%)
$2,500,000
[n/a]		7.14%
(7.22%)
$2,000,000
[n/a]		7.14%
(7.22%)
$2,000,000
[n/a]		11 Mar 2025-Nil mths0.30%0.35%OOPI24 mths30 yrs$2,500,000No Risk Fee |Max. 5 acres (2.2ha) | Rate Loading of 0.25% applies for loans >$1.75m
Ocean (ORDE)D4 Prestige A Altdoc | FD - [Capitals excl Mel & Syd]7.74%
(7.88%)
$5,000,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO, PI24 mths30 yrs$5,000,000No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc | Sydney & Melbourne securities ONLY |
Ocean (ORDE)D4 Prestige A Altdoc | FD - [MEL SYD]7.74%
(7.88%)
$5,000,000
[n/a]		8.39%
(8.53%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO, PI24 mths30 yrs$5,000,000No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc | Sydney & Melbourne securities ONLY |
Purple (La Trobe)P1 Special OOO A FD6.74%
(7.09%)
$3,000,000
[n/a]		6.89%
(7.24%)
$3,000,000
[n/a]		6.99%
(7.34%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%995OOPI12 mths30 yrs$3,000,000$995 App Fee | No Risk Fee | Add 0.40% for Int Only with good reason for OO IO | Can have 1 yrs ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime A Full Doc6.94%
(7.29%)
$3,000,000
[n/a]		7.09%
(7.44%)
$3,000,000
[n/a]		7.29%
(7.64%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%0.75%OO, INVPI12 mths30 yrs$3,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime MaX A Full Doc7.39%
(7.74%)
$10,000,000
[n/a]		7.79%
(8.16%)
$10,000,000
[n/a]		8.04%
(8.16%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$10,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Purple (La Trobe)Rural <100 acres FD A7.84%
(8.19%)
$2,500,000
[n/a]		8.04%
(8.38%)
$2,500,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$2,500,0001.50% App Fee | Rural lifestyle only - no income producing securities)| Valuation by quote | Loadings may apply.
Purple (La Trobe)Rural >100 acres FD A9.79%
(10.12%)
$2,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths5 yrs$2,000,0001.50% App Fee | Rural lifestyle only - no income producing securities)| Valuation by quote | Loadings may apply.
Red (RedZed)SE Prime A OO6.70%
(6.92%)
$1,500,000
[Nil]		6.85%
(7.07%)
$1,500,000
[Nil]		6.85%
(7.07%)
$1,500,000
[Nil]		7.85%
(8.11%)
$1,500,000
[1.0%]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.33% - 0.35%$399OOIO, PI24 mths30 yrs$1,500,000App Fee includes 1 val to $2m value payable @ settlement | Int Only - max 2 yrs 70% for OO IO |No ETF on resi securities | | Can refinance ATO debt on Prime products | 😊😊.
Red (RedZed)SE Prime MaX A - OO6.80%
(7.02%)
$2,000,000
[Nil]		6.95%
(7.17%)
$2,000,000
[Nil]		6.95%
(7.17%)
$2,000,000
[Nil]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.33% - 0.35%$399OOPI24 mths30 yrs$2,000,000Interest Only - Max 70% LVR - 2 yrs for OO IO | NO ETF on residential securities | Max 10 ha (25 acres) | Max. $1.5m Cash Out |
Red (RedZed)SE Prime Maxima A - OO6.85%
(7.10%)
$2,500,000
[Nil]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.33% - 0.35%-OOPI24 mths30 yrs$2,500,000Interest Only - Max 70% LVR - 2 yrs for OO IO | NO ETF on residential securities | Max 10 ha (25 acres) | Max. $1.5m Cash Out |
Red (RedZed)SE Prime XL A7.74%
(8.05%)
$3,500,000
[1.25%]		8.29%
(8.59%)
$3,500,000
[1.25%]		8.39%
(8.69%)
$3,500,000
[1.25%]		28 Feb 2025-Reduces 4.16% Mthly - 24 mthsNil-OO, INVIO, PI24 mths30 yrs$3,500,000Risk Fee - 1.25% | No Int Only Loading | NO ETF on residential securities | Max Cash Out = $1.5m | Cat 1 & 2 locations.
Red (RedZed)SE Prime XL Jumbo A7.74%
(8.05%)
$5,000,000
[1.25%]		8.29%
(8.59%)
$5,000,000
[1.25%]		8.39%
(8.69%)
$5,000,000
[1.25%]		28 Feb 2025-Reduces 4.16% Mthly - 24 mthsNilNilOO, INVIO, PI24 mths30 yrs$5,000,000Risk Fee - 1.25% | No Int Only Loading | NO ETF on residential securities | Max Cash Out = $1.5m | Cat 1 locations only.
Investor
Cabernet (ORIGIN)Co-Living Inv - MaX Var [Max 12 rooms]7.85%
(0.00%)
$3,000,000
[0.75%]		7.95%
(0.00%)
$3,000,000
[1.25%]		28 Feb 2025-24 mths0.40%500INVPI24 mths30 yrs$3,000,000100% Offset available when completed | CRF [Construction Risk Fee] applies to all co-living loans |  Co-Living / Shared Living | Max 6 rooms for Resi (max 12 rooms for Commercial) | Br must have ensuite & Key Lock | Commercial Val.|
Cabernet (ORIGIN)Co-Living Inv - Var Resi [Max 6 rooms]6.85%
(0.00%)
$2,000,000
[0.75%]		6.85%
(0.00%)
$2,000,000
[0.75%]		6.95%
(0.00%)
$2,000,000
[0.75%]		6.95%
(0.00%)
$2,000,000
[1.25%]		28 Feb 2025-24 mths0.40%500INVPI24 mths30 yrs$2,000,000100% Offset available when completed | CRF [Construction Risk Fee] applies to all co-living loans |  Co-Living / Shared Living | Max 6 rooms for Resi (max 12 rooms for Commercial) | Br must have ensuite & Key Lock | Commercial Val.|
Cabernet (ORIGIN)Co-Living Inv - Var [Max 12 rooms]7.35%
(0.00%)
$2,000,000
[0.75%]		7.35%
(0.00%)
$2,000,000
[0.75%]		7.45%
(0.00%)
$2,000,000
[0.75%]		7.45%
(0.00%)
$2,000,000
[1.25%]		28 Feb 2025-24 mths0.40%500INVPI24 mths30 yrs$2,000,000100% Offset available when completed | CRF [Construction Risk Fee] applies to all co-living loans |  Co-Living / Shared Living | Max 6 rooms for Resi (max 12 rooms for Commercial) | Br must have ensuite & Key Lock | Commercial Val.|
Cabernet (ORIGIN)Flexi Investor - Var6.85%
(6.90%)
$2,000,000
[0%]		6.85%
(6.90%)
$2,000,000
[0%]		6.85%
(6.90%)
$2,000,000
[0%]		6.85%
(6.90%)
$2,000,000
[0%]		6.85%
(7.03%)
$2,000,000
[2.50%]		7.15%
(7.39%)
$1,750,000
[3.75%]		28 Feb 2025-24 mths0.40$330INVPI24 mths30 yrs$2,000,000$395 Annual Fee.
Cabernet (ORIGIN)Flexi Investor Maxima - Var7.35%
(7.40%)
$3,000,000
[N/A]		7.35%
(7.40%)
$3,000,000
[N/A]		7.35%
(7.40%)
$3,000,000
[N/A]		28 Feb 2025-24 mths0.40%$330INVPI24 mths30 yrs$3,000,000$395 Annual Fee.
Navy (BC Invest)N1 Navy Prime INV FD6.70%
(7.12%)
$2,000,000
[N/A]		6.70%
(7.12%)
$2,000,000
[N/A]		6.70%
(7.12%)
$1,750,000
[N/A]		7.15%
(7.56%)
$1,250,000
[N/A]		7.95%
(8.35%)
$800,000
[N/A]		22 Apr 2025-18 mths0.40%$330INVPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. | Extensive Visa List | 😊😊
Navy (BC Invest)N1 Navy Prime INVESTMENT PROMO FD6.70%
(7.12%)
$2,000,000
[N/A]		6.70%
(7.12%)
$1,750,000
[N/A]		22 Apr 202530 Jun 202518 mthsNil$330INVIO, PI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. | Interest Only Loading WAIVED |😊😊😊
Navy (BC Invest)ndis INV FD6.70%
(7.12%)
$2,000,000
[N/A]		6.70%
(7.25%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$550INV, NDISPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. | Must be 50% tenanted | 😊😊😊
Ocean (ORDE)D1 Ocean Diamond A - INV7.04%
(7.10%)
$1,750,000
[n/a]		7.19%
(7.27%)
$1,750,000
[n/a]		7.19%
(7.27%)
$1,750,000
[n/a]		7.29%
(7.37%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.35%INVPI24 mths30 yrs$1,750,000Can refinance ATO debt on Prime products | 😊😊
Ocean (ORDE)D2 Ocean Diamond Max A - INV7.29%
(7.37%)
$2,000,000
[n/a]		7.44%
(7.52%)
$2,000,000
[n/a]		7.44%
(7.52%)
$2,000,000
[n/a]		21 Aug 2024-Nil mths0.30%0.35%INVPI24 mths30 yrs$2,000,000No Risk Fee |Max. 5 acres (2.2ha) | Rate Loading of 0.25% applies for loans >$1.75m
Ocean (ORDE)D4 Prestige A Altdoc | FD - [Capitals excl Mel & Syd]7.74%
(7.88%)
$5,000,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO, PI24 mths30 yrs$5,000,000No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc | Sydney & Melbourne securities ONLY |
Ocean (ORDE)D4 Prestige A Altdoc | FD - [MEL SYD]7.74%
(7.88%)
$5,000,000
[n/a]		8.39%
(8.53%)
$3,500,000
[n/a]		11 Mar 2025-Nil mthsNil1.25%OO, INVIO, PI24 mths30 yrs$5,000,000No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc | Sydney & Melbourne securities ONLY |
Purple (La Trobe)Non-Resident P3 Prime FD8.14%
(8.53%)
$2,000,000
[n/a]		8.64%
(9.02%)
$2,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.75%INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | 
Purple (La Trobe)Non-Resident P4 MAX Prime FD8.14%
(8.53%)
$5,000,000
[n/a]		8.64%
(7.89%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.75%INVPI12 mths30 yrs$5,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | 
Purple (La Trobe)Prime A Full Doc6.94%
(7.29%)
$3,000,000
[n/a]		7.09%
(7.44%)
$3,000,000
[n/a]		7.29%
(7.64%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%0.75%OO, INVPI12 mths30 yrs$3,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime MaX A Full Doc7.39%
(7.74%)
$10,000,000
[n/a]		7.79%
(8.16%)
$10,000,000
[n/a]		8.04%
(8.16%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$10,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Purple (La Trobe)Rural <100 acres FD A7.84%
(8.19%)
$2,500,000
[n/a]		8.04%
(8.38%)
$2,500,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$2,500,0001.50% App Fee | Rural lifestyle only - no income producing securities)| Valuation by quote | Loadings may apply.
Purple (La Trobe)Rural >100 acres FD A9.79%
(10.12%)
$2,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths5 yrs$2,000,0001.50% App Fee | Rural lifestyle only - no income producing securities)| Valuation by quote | Loadings may apply.
Red (RedZed)SE Prime A INV7.15%
(7.36%)
$1,500,000
[Nil]		7.18%
(7.39%)
$1,500,000
[Nil]		7.18%
(7.39%)
$1,500,000
[Nil]		8.18%
(8.44%)
$1,500,000
[1.0%]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.05% - 0.15%$399INVIO, PI24 mths30 yrs$1,500,000App Fee includes 1 val to $2m value payable @ settlement | No ETF on resi securities | | Can refinance ATO debt on Prime products |  Xpat must work for multinational company |😊😊.
Red (RedZed)SE Prime A Max - INV7.25%
(7.46%)
$2,000,000
[Nil]		7.28%
(7.49%)
$2,000,000
[Nil]		7.28%
(7.49%)
$2,000,000
[Nil]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.05% - 0.15%$399INVPI24 mths30 yrs$2,000,000Int Only -Max 70% LVR - 2 yrs for OO IO | NO ETF on residential securities |
Red (RedZed)SE Prime A Maxima - INV7.30%
(7.55%)
$2,500,000
[Nil]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.05% - 0.15%-INVPI24 mths30 yrs$2,500,000Int Only -Max 70% LVR - 2 yrs for OO IO | NO ETF on residential securities |
Red (RedZed)SE Prime XL A7.74%
(8.05%)
$3,500,000
[1.25%]		8.29%
(8.59%)
$3,500,000
[1.25%]		8.39%
(8.69%)
$3,500,000
[1.25%]		28 Feb 2025-Reduces 4.16% Mthly - 24 mthsNil-OO, INVIO, PI24 mths30 yrs$3,500,000Risk Fee - 1.25% | No Int Only Loading | NO ETF on residential securities | Max Cash Out = $1.5m | Cat 1 & 2 locations.
Red (RedZed)SE Prime XL Jumbo A7.74%
(8.05%)
$5,000,000
[1.25%]		8.29%
(8.59%)
$5,000,000
[1.25%]		8.39%
(8.69%)
$5,000,000
[1.25%]		28 Feb 2025-Reduces 4.16% Mthly - 24 mthsNilNilOO, INVIO, PI24 mths30 yrs$5,000,000Risk Fee - 1.25% | No Int Only Loading | NO ETF on residential securities | Max Cash Out = $1.5m | Cat 1 locations only.
NDIS
Cabernet (ORIGIN)NDIS - Inv Var6.85%
(7.55%)
$2,000,000
[0.75%]		6.85%
(7.55%)
$2,000,000
[0.75%]		6.95%
(7.65%)
$2,000,000
[0.75%]		6.95%
(7.68%)
$2,000,000
[1.25%]		28 Feb 2025-24 mthsN/A$550NDISPI24 mths25 yrs$2,000,000NDIS | LPF applies all loans| Duplex is acceptable | Interest Only is n/a | Max Term is 25 yrs.  😊😊😊
Cabernet (ORIGIN)NDIS - OO Var6.55%
(7.22%)
$2,000,000
[0.75]		6.55%
(7.22%)
$2,000,000
[0.75]		6.65%
(7.32%)
$2,000,000
[0.75]		6.65%
(7.32%)
$2,000,000
[1.25]		6.95%
(7.74%)
$2,000,000
[2.50%]		28 Feb 2025-24 mthsN/A$550NDISPI24 mths25 yrs$2,000,000NDIS | LPF applies to all loans | Interest Only is n/a | Max Term is 25 yrs.
Navy (BC Invest)ndis INV FD6.70%
(7.12%)
$2,000,000
[N/A]		6.70%
(7.25%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$550INV, NDISPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. | Must be 50% tenanted | 😊😊😊
Navy (BC Invest)ndis OO FD6.58%
(7.00%)
$2,000,000
[N/A]		6.68%
(7.10%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$550OO, NDISPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. |  😊😊😊
Near Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Lifestyle B Full Doc OO - [CB #1]7.24%
(7.69%)
$1,500,000
[Nil]		7.24%
(7.69%)
$1,250,000
[Nil]		7.24%
(7.69%)
$1,250,000
[Nil]		22 Apr 2025-12 mths0.30%550OOPI12 mths30 yrs$1,500,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Full Doc OO [NCB#2]7.44%
(7.94%)
$1,250,000
[1.0%]		7.44%
(7.94%)
$1,250,000
[1.0%]		22 Apr 2025-Nil mths0.30%550OOPI12 mths30 yrs$1,250,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Ocean Emerald B OO Full Doc7.24%
(7.33%)
$1,750,000
[n/a]		7.34%
(7.43%)
$1,750,000
[n/a]		7.34%
(7.43%)
$1,750,000
[n/a]		7.49%
(7.58%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%990OOPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Purple (La Trobe)Lifestyle B OO FD Special7.44%
(7.80%)
$3,000,000
[n/a]		7.64%
(8.00%)
$3,000,000
[n/a]		7.74%
(8.10%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1%OOPI12 mths30 yrs$3,000,000Owner Occupied Only. Add 0.40% for Int Only. Security determines the purpose - can have OO ino Company. No Rate Loading for Inv.
Red (RedZed)Reward B - OO7.20%
(7.46%)
$2,500,000
[Nil]		7.20%
(7.46%)
$2,500,000
[Nil]		7.20%
(7.46%)
$2,500,000
[Nil]		7.25%
(7.51%)
$2,250,000
[Nil]		7.25%
(7.52%)
$2,000,000
[0.35%]		7.45%
(7.72%)
$1,750,000
[0.35%]		8.45%
(7.72%)
$1,500,000
[1.50%]		9.45%
(7.72%)
$1,000,000
[2.00%]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.25% - 0.40%399OOPI12 mths30 yrs$2,500,000$Nil Risk Fee to 70% (no LMI) | Int Only - Max 2 yrs 70% LVR for OO IO | No ETF on residential in company name | Max 10 ha (25 acres) |
Investor
Navy (BC Invest)Navy Lifestyle B Full Doc INV - [CB #1]7.49%
(7.94%)
$1,500,000
[Nil]		7.49%
(7.94%)
$1,250,000
[Nil]		7.49%
(7.94%)
$1,250,000
[Nil]		22 Apr 2025-Nil mths0.30%550INVPI12 mths30 yrs$1,500,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Full Doc INV [NCB#2]7.69%
(8.18%)
$1,250,000
[1.0%]		7.69%
(8.18%)
$1,250,000
[1.0%]		22 Apr 2025-Nil mths0.30%550INVPI12 mths30 yrs$1,250,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Ocean Emerald B INV Full Doc7.54%
(7.63%)
$1,750,000
[n/a]		7.64%
(7.73%)
$1,750,000
[n/a]		7.64%
(7.73%)
$1,750,000
[n/a]		7.79%
(7.88%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%990INVPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Purple (La Trobe)Lifestyle B INV FD7.69%
(8.05%)
$3,000,000
[n/a]		7.89%
(8.24%)
$3,000,000
[n/a]		7.89%
(8.24%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1%INVPI12 mths30 yrs$3,000,000Add 0.40% for Int Only.
Red (RedZed)Reward B - INV7.40%
(7.65%)
$2,500,000
[Nil]		7.40%
(7.65%)
$2,500,000
[Nil]		7.40%
(7.65%)
$2,500,000
[Nil]		7.45%
(7.70%)
$2,250,000
[Nil]		7.55%
(7.82%)
$2,000,000
[0.35%]		7.65%
(7.92%)
$1,750,000
[0.35%]		8.65%
(7.92%)
$1,500,000
[1.50%]		9.65%
(7.92%)
$1,000,000
[2.00%]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.15% - 0.20%399INVPI12 mths30 yrs$2,500,000$ Nil Risk Fee to 70%  (no LMI) | No ETF on residential in company name | Max 10 ha (25 acres).|
Fixed Rate
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Cabernet (ORIGIN)Flexi Home OO: 1-5 Yr Fixed6.55%
(6.59%)
$2,000,000
[0%]		6.55%
(6.59%)
$2,000,000
[0%]		6.55%
(7.03%)
$2,000,000
[1.75%]		6.85%
(7.39%)
$1,750,000
[3.0%]		28 Feb 2025-24 mths0.40$330OOPI24 mths30 yrs$2,000,000Nil Annual Fee to 80% LVR  | Interest Only - Max 80% LVR for OO IO.
Investor
Cabernet (ORIGIN)Flexi Investor: 1-5 Yr Fixed6.85%
(7.23%)
$2,000,000
[0%]		6.85%
(7.23%)
$2,000,000
[0%]		6.85%
(7.23%)
$2,000,000
[0%]		6.85%
(7.23%)
$2,000,000
[0%]		6.85%
(7.36%)
$2,000,000
[2.50%]		7.15%
(7.72%)
$1,750,000
[3.75%]		28 Feb 2025-24 mths0.40$330INVPI24 mths30 yrs$2,000,000$395 Annual Fee.

1 Yr Returns

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Prime OO FD6.54%
(6.96%)
$2,000,000
[N/A]		6.64%
(7.06%)
$2,000,000
[N/A]		6.64%
(7.06%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$330OOPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. |  😊😊
Navy (BC Invest)Navy Prime Visa OO FD6.84%
(7.26%)
$2,000,000
[N/A]		6.94%
(7.36%)
$2,000,000
[N/A]		6.94%
(7.36%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$330OOPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. | 188 , 309, 444, 475, 476, 485, 487, 489, 500, 820, 884, Bridging A & B are Acceptable | 😊😊
Navy (BC Invest)ndis OO FD6.58%
(7.00%)
$2,000,000
[N/A]		6.68%
(7.10%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$550OO, NDISPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. |  😊😊😊
Ocean (ORDE)D1 Ocean Diamond A OO6.74%
(6.82%)
$1,750,000
[Nil]		7.09%
(7.17%)
$1,750,000
[n/a]		7.09%
(7.17%)
$1,750,000
[n/a]		7.19%
(7.27%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.35%OOPI24 mths30 yrs$1,750,000Most recent BAS required  January to June | 
Purple (La Trobe)P1 Special OOO A FD6.74%
(7.09%)
$3,000,000
[n/a]		6.89%
(7.24%)
$3,000,000
[n/a]		6.99%
(7.34%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%995OOPI12 mths30 yrs$3,000,000$995 App Fee | No Risk Fee | Add 0.40% for Int Only with good reason for OO IO | Can have 1 yrs ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime A Full Doc6.94%
(7.29%)
$3,000,000
[n/a]		7.09%
(7.44%)
$3,000,000
[n/a]		7.29%
(7.64%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%0.75%OO, INVPI12 mths30 yrs$3,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime MaX A Full Doc7.39%
(7.74%)
$10,000,000
[n/a]		7.79%
(8.16%)
$10,000,000
[n/a]		8.04%
(8.16%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$10,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Investor
Navy (BC Invest)N1 Navy Prime INV FD6.70%
(7.12%)
$2,000,000
[N/A]		6.70%
(7.12%)
$2,000,000
[N/A]		6.70%
(7.12%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$330INVPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. | Extensive Visa List | 😊😊
Navy (BC Invest)N1 Navy Prime INVESTMENT PROMO FD6.70%
(7.12%)
$2,000,000
[N/A]		6.70%
(7.12%)
$1,750,000
[N/A]		22 Apr 202530 Jun 202518 mthsNil$330INVIO, PI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. | Interest Only Loading WAIVED |😊😊😊
Navy (BC Invest)ndis INV FD6.70%
(7.25%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$550INV, NDISPI24 mths30 yrs$1,750,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. | Must be 50% tenanted | 😊😊😊
Ocean (ORDE)D1 Ocean Diamond A - INV7.04%
(7.12%)
$1,750,000
[n/a]		7.19%
(7.27%)
$1,750,000
[n/a]		7.19%
(7.27%)
$1,750,000
[n/a]		7.29%
(7.37%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.35%INVPI24 mths30 yrs$1,750,000Most recent BAS required  January to June | 
Purple (La Trobe)Prime A Full Doc6.94%
(7.29%)
$3,000,000
[n/a]		7.09%
(7.44%)
$3,000,000
[n/a]		7.29%
(7.64%)
$3,000,000
[n/a]		6 Mar 2025-Nil mths0.40%0.75%OO, INVPI12 mths30 yrs$3,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime MaX A Full Doc7.39%
(7.74%)
$10,000,000
[n/a]		7.79%
(8.16%)
$10,000,000
[n/a]		8.04%
(8.16%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.25%OO, INVPI12 mths30 yrs$10,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
NDIS
Navy (BC Invest)ndis INV FD6.70%
(7.25%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$550INV, NDISPI24 mths30 yrs$1,750,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. | Must be 50% tenanted | 😊😊😊
Navy (BC Invest)ndis OO FD6.58%
(7.00%)
$2,000,000
[N/A]		6.68%
(7.10%)
$1,750,000
[N/A]		22 Apr 2025-18 mths0.40%$550OO, NDISPI24 mths30 yrs$2,000,000Optional Free Offset | Max 10ha (25 acres) | Min. 20,000 population. |  😊😊😊
Near Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Lifestyle B Full Doc OO - [CB #1]7.24%
(7.69%)
$1,500,000
[Nil]		7.24%
(7.69%)
$1,250,000
[Nil]		7.24%
(7.69%)
$1,250,000
[Nil]		22 Apr 2025-12 mths0.30%550OOPI12 mths30 yrs$1,500,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Full Doc OO [NCB#2]7.44%
(7.94%)
$1,250,000
[1.0%]		7.44%
(7.94%)
$1,250,000
[1.0%]		22 Apr 2025-Nil mths0.30%550OOPI12 mths30 yrs$1,250,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Ocean Emerald B OO Full Doc7.24%
(7.33%)
$1,750,000
[n/a]		7.34%
(7.43%)
$1,750,000
[n/a]		7.34%
(7.43%)
$1,750,000
[n/a]		7.49%
(7.58%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%990OOPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Red (RedZed)Reward B - OO7.20%
(7.46%)
$2,500,000
[Nil]		7.20%
(7.46%)
$2,500,000
[Nil]		7.20%
(7.46%)
$2,500,000
[Nil]		7.25%
(7.51%)
$2,250,000
[Nil]		7.25%
(7.52%)
$2,000,000
[0.35%]		7.45%
(7.72%)
$1,750,000
[0.35%]		8.45%
(7.72%)
$1,500,000
[1.50%]		9.45%
(7.72%)
$1,000,000
[2.00%]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.25% - 0.40%399OOPI12 mths30 yrs$2,500,000$Nil Risk Fee to 70% (no LMI) | Int Only - Max 2 yrs 70% LVR for OO IO | No ETF on residential in company name | Max 10 ha (25 acres) |
Investor
Navy (BC Invest)Navy Lifestyle B Full Doc INV - [CB #1]7.49%
(7.94%)
$1,500,000
[Nil]		7.49%
(7.94%)
$1,250,000
[Nil]		7.49%
(7.94%)
$1,250,000
[Nil]		22 Apr 2025-Nil mths0.30%550INVPI12 mths30 yrs$1,500,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Full Doc INV [NCB#2]7.69%
(8.18%)
$1,250,000
[1.0%]		7.69%
(8.18%)
$1,250,000
[1.0%]		22 Apr 2025-Nil mths0.30%550INVPI12 mths30 yrs$1,250,000ATO Debt OK | 1 Year ITR | Optional Offset - add 0.10% | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Ocean Emerald B INV Full Doc7.54%
(7.63%)
$1,750,000
[n/a]		7.64%
(7.73%)
$1,750,000
[n/a]		7.64%
(7.73%)
$1,750,000
[n/a]		7.79%
(7.88%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%990INVPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Red (RedZed)Reward B - INV7.40%
(7.65%)
$2,500,000
[Nil]		7.40%
(7.65%)
$2,500,000
[Nil]		7.40%
(7.65%)
$2,500,000
[Nil]		7.45%
(7.70%)
$2,250,000
[Nil]		7.55%
(7.82%)
$2,000,000
[0.35%]		7.65%
(7.92%)
$1,750,000
[0.35%]		8.65%
(7.92%)
$1,500,000
[1.50%]		9.65%
(7.92%)
$1,000,000
[2.00%]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.15% - 0.20%399INVPI12 mths30 yrs$2,500,000$ Nil Risk Fee to 70%  (no LMI) | No ETF on residential in company name | Max 10 ha (25 acres).|

Xpat

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Eff Date Promo Exp Clawback IO Load App Fee Occupancy Repays ABN Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Xpat N6 OO - FD6.88%
(7.42%)
$1,500,000
[0.50%]		6.98%
(7.52%)
$1,500,000
[0.50%]		7.08%
(7.63%)
$1,500,000
[0.75%]		22 Apr 202530 Jun 2025Nil mths-990OOPI24 mths28 yrs$1,500,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | App Fee includes Val fee to $440 | $499 Annual Fee | Equity Release (No Cash Out) | Metro Locations Only |😊
Purple (La Trobe)Xpat P1 Prime FD7.54%
(7.89%)
$2,000,000
[n/a]		7.74%
(8.08%)
$2,000,000
[n/a]		7.94%
(8.28%)
$2,000,000
[n/a]		17 Feb 2025-Nil mths0.40%0.75%OO, INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | Aussie EXPATS.
Purple (La Trobe)Xpat P2 Prime FD MAX7.74%
(8.08%)
$5,000,000
[n/a]		8.14%
(8.48%)
$5,000,000
[n/a]		17 Feb 2025-Nil mths0.40%0.75%OO, INVPI12 mths30 yrs$5,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | Aussie EXPATS | Max Loan $5.0m.
Investor
Cabernet (ORIGIN)Xpat C17.40%
(7.92%)
$1,500,000
[0.50%]		7.40%
(7.92%)
$1,500,000
[0.50%]		7.50%
(8.04%)
$1,500,000
[1.00%]		7.50%
(8.08%)
$1,500,000
[1.75%]		7.80%
(8.42%)
$1,500,000
[2.75%]		8.30%
(8.97%)
$1,500,000
[4.00%]		28 Feb 2025-24 mths0.40%$500INVPI-30 yrs$1,500,000Add 0.40% for Int Only | Offset available | LPF applies to all Xpat loans  |  Equity Release & Cash Out to 75% LVR | XPATS ONLY! 😊
Navy (BC Invest)Navy Freedom N3 Non Res INV - FD7.24%
(7.78%)
$1,500,000
[0.50%]		7.43%
(7.99%)
$1,500,000
[1.00%]		22 Apr 202530 Jun 2025Nil mths-990INVPI24 mths28 yrs$1,500,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | Metro Locations Only |😊
Navy (BC Invest)Xpat N1 INV - FD6.88%
(7.42%)
$1,500,000
[0.50%]		6.98%
(7.52%)
$1,500,000
[0.50%]		7.08%
(7.63%)
$1,500,000
[0.75%]		22 Apr 202530 Jun 2025Nil mths-990INVPI24 mths28 yrs$1,500,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | App Fee includes Val fee to $440 | $499 Annual Fee | Equity Release (No Cash Out) | Metro Locations Only |😊
Ocean (ORDE)Xpat O1 INV7.39%
(7.49%)
$1,750,000
[n/a]		7.54%
(7.64%)
$1,750,000
[n/a]		7.64%
(7.74%)
$1,750,000
[n/a]		11 Mar 2025-Nil mths0.30%0.75%INVPI-30 yrs$1,750,000Purchase or Refinance - No Cash Out.
Purple (La Trobe)Non-Resident P3 Prime FD8.14%
(8.53%)
$2,000,000
[n/a]		8.64%
(9.02%)
$2,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.75%INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | 
Purple (La Trobe)Non-Resident P4 MAX Prime FD8.14%
(8.53%)
$5,000,000
[n/a]		8.64%
(7.89%)
$5,000,000
[n/a]		6 Mar 2025-Nil mths0.40%1.75%INVPI12 mths30 yrs$5,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | 
Purple (La Trobe)Xpat P1 Prime FD7.54%
(7.89%)
$2,000,000
[n/a]		7.74%
(8.08%)
$2,000,000
[n/a]		7.94%
(8.28%)
$2,000,000
[n/a]		17 Feb 2025-Nil mths0.40%0.75%OO, INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | Aussie EXPATS.
Purple (La Trobe)Xpat P2 Prime FD MAX7.74%
(8.08%)
$5,000,000
[n/a]		8.14%
(8.48%)
$5,000,000
[n/a]		17 Feb 2025-Nil mths0.40%0.75%OO, INVPI12 mths30 yrs$5,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | Aussie EXPATS | Max Loan $5.0m.
Red (RedZed)SE Prime A INV7.15%
(7.36%)
$1,500,000
[Nil]		7.18%
(7.39%)
$1,500,000
[Nil]		7.18%
(7.39%)
$1,500,000
[Nil]		28 Feb 202531 Mar 2025Reduces 4.16% Mthly - 24 mths0.05% - 0.15%$399INVIO, PI24 mths30 yrs$1,500,000App Fee includes 1 val to $2m value payable @ settlement | No ETF on resi securities | | Can refinance ATO debt on Prime products |  Xpat must work for multinational company |😊😊.