Loan Resources
Cabernet - Residential
Cabernet offers a competitive range of full doc loans with variable and fixed rates for owner occupied and investors. The construction and SMSF loans are very popular with the latter offering a 100% Offset facility.
Key Features
- 100% Offset optional - Var or Fixed.
- Full Doc Loans to 90% incl LMI - Non Gen.
- Construction Loans to 90% incl LMI - Var or Fixed
- SMSF to 90% with 100% Offset (optional)
- Security determines the rate - not the purpose.
- Units from 30 sqm (living area).
- Family Trusts or Unit Trusts
- NDIS to 80% LVR (standard & SMSF)
- NAF Option: Avoid annual fees by paying extra 0.10% on loan rate (excl construction & SMSF)
Fact Sheet
40 Year Term Cabernet Fact Sheet
40 Year Term Things You Need to Know
Cabernet 5 Year Fixed Rate Fact Sheet - Dec25
Cabernet Co-Living Construction Fact Sheet
Cabernet Construction Loading Explainer Sheet
Cabernet Easy SMSF Refinance Fact Sheet
Cabernet Flex SMSF Fact Sheet - 27July2026
Cabernet Flexi Home Fact Sheet
Cabernet Flexi Investor Fact Sheet
Cabernet Flexi NDIS Fact Sheet (Established)
Cabernet FlexiBuild Fact Sheet Oct26
Cabernet FlexiBuild NDIS Fact Sheet
Cabernet Visa Debit Card - Conditions of Use - 8Oct25
Cabernet Xpat Fact Sheet
HomePay 100% LVR Investment Construction
HomePay 101% LVR Owner Occupied Construction
Frequently Asked Questions
Acceptable Visa List
Form
Cabernet Easy Refi SMSF Checklist - May25
Cabernet Flex SMSF Checklist - Std -28Nov25
Cabernet Rate Lock Form
Cabernet Supporting Document Checklist - standard resi loans
Cabernet Third Party Access Form
Cabernet Visa Debit Card Application Form
Target Market Determinations
Cabernet Hay Visa Debit Card TMD - 8Oct25
Calculator
Cabernet HomePay Servicing Calculator
Cabernet Servicing Calculator Link
Information
CABERNET Postcode Matrix - 6 October 2026