Loan Resources
Cabernet - Residential
Cabernet offers a competitive range of full doc loans with variable and fixed rates for owner occupied and investors. The construction and SMSF loans are very popular with the latter offering a 100% Offset facility.
Key Features
- 100% Offset optional - Var or Fixed.
- Full Doc Loans to 90% incl LMI - Non Gen.
- Construction Loans to 90% incl LMI - Var or Fixed
- SMSF to 90% with 100% Offset (optional)
- Security determines the rate - not the purpose.
- Units from 40 sqm (living area).
- Family Trusts or Unit Trusts
- NDIS to 80% LVR (standard & SMSF)
- NAF Option: Avoid annual fees by paying extra 0.10% on loan rate (excl construction & SMSF)
Frequently Asked Questions
Acceptable Visa List
Fact Sheet
Cabernet Co-Living Construction Fact Sheet
Cabernet Construction Loading Explainer Sheet
Cabernet Easy SMSF Refinance Fact Sheet
Cabernet Flex SMSF Fact Sheet -Nov25
Cabernet Flexi Home Fact Sheet
Cabernet Flexi Investor Fact Sheet
Cabernet Flexi NDIS Fact Sheet (Established)
Cabernet FlexiBuild Fact Sheet
Cabernet FlexiBuild NDIS Fact Sheet
Cabernet Visa Debit Card - Conditions of Use - 8Oct25
Cabernet Xpat Fact Sheet
Form
Cabernet Easy Refi SMSF Checklist - May25
Cabernet Flex SMSF Checklist - Std -28Nov25
Cabernet Rate Lock Form
Cabernet Supporting Document Checklist - standard resi loans
Cabernet Third Party Access Form
Cabernet Visa Debit Card Application Form
ORIGIN KYC-VOI Form
Target Market Determinations
Cabernet Hay Visa Debit Card TMD - 8Oct25
Information
Cabernet Location Guides - July24
CABERNET Postcode Matrix - Sep25
Calculator
Cabernet Servicing Calculator Link